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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,234 reviews, last reviewed 9th Jul 2026
108100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive. The apps been working wonderful and very responsive when I need it. Reviewed on: 9th July 2026
Tramaine 's avatar
Tramaine

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1236)

Meh it's ok better then expirian

4
Could be better as its slow on updating the files after you paid any finances u had Reviewed on: 6th June 2026
Andrei Constantin's avatar
Andrei Constantin

The app is pretty decent.

4
The app is pretty decent. TM always gives you a rough idea of how your credit score and such is shaping up. Reviewed on: 6th June 2026
Azah's avatar
Azah

Really good experience and service 100% recommend

5
Really good experience and service 100% recommend Reviewed on: 6th June 2026
Jack F's avatar
Jack F

My review

4
Been with them for a few years and never had a problem with them Reviewed on: 6th June 2026
Paul Waterhouse 's avatar
Paul Waterhouse

A fantastic experience from start to finish

5
A fantastic experience from start to finish Reviewed on: 6th June 2026
callum anderson's avatar
callum anderson

Good expirenve i am really happy

5
Good expirenve i am really happy Reviewed on: 6th June 2026
Wiktoria K's avatar
Wiktoria K

Empowering tool helping increase responsibility

5
Really clear and easy to use tool. Would recommend to anyone afraid or unsure of checking their credit report. The more knowledge you have, the more empowered you are to make wise financial decisions. I personally was in a bad financial situation and using this tool and site helped me understand the brevity of the situation and also suggestions on how to improve it which gave me a clear action plan without having to speak to anyone else about it when I was ashamed. Reviewed on: 6th June 2026
Aman Kaur's avatar
Aman Kaur

brilliant finance tool always accurate

5
Easy to use instant results and always accurate , really good compared to other sites , Gus Reviewed on: 6th June 2026
Gus Mackenzie's avatar
Gus Mackenzie

I find TotallyMoney keeps me up to date with my cred...

5
I find TotallyMoney keeps me up to date with my credit scores and ways to improve it if necessary. Options for credit cards and loans available to me with my income. It also advises if there have been any soft or hard searches done on a monthly basis Reviewed on: 6th June 2026
Barbara B's avatar
Barbara B

Drawbacks and improvements

4
Its alright but i think the drawbacks and improvements should be more clear and the improvements more clear so that customers know what to change Reviewed on: 6th June 2026
Ellie's avatar
Ellie

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