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TotallyMoney: Credit reports reviews

4.71
Based on 579 reviews, last reviewed 22nd May 2026
50300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and supportive. Efficient and supportive. Great customer service Reviewed on: 22nd May 2026
Daniel's avatar
Daniel

Latest lowest rating:

2

Ok.............. Ok standard experience have used the website before and had the same experience.easy to navigate and quite clear at times. Reviewed on: 19th May 2026
Joe M's avatar
Joe M

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (579)

Excellent service

5
Excellent service and very helpful Reviewed on: 17th May 2026

excellent report

5
Excellent report, easy access when need, every detail is available correctly and no issues Reviewed on: 17th May 2026

TotallyMoney is the best credit reports checker in t...

5
TotallyMoney is the best credit reports checker in the UK and it’s for free couldn’t be happier Reviewed on: 17th May 2026

Financial support

5
Since I joined totally money I was unsure of my financial status but I now have a fantastic experience and am able to see live updates which shows me how I am doing, it keeps me informed and shows me how to make improvements Reviewed on: 17th May 2026

very limited information unless you force payment

3
very limited information unless you force payment from customers who may be using your service because they are already in financial hardship and trying to improve matters Reviewed on: 17th May 2026
Reply from TotallyMoney Thank you for your feedback. We would like to assure you that TotallyMoney is totally free and always will be. We do not ask for our customers' card details at any point in the process as we want them to feel assured that they will not be charged for use of our services. The TotallyMoney Customer Ops Team Response date: 21st May 2026
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TotallyMoney

Easy peasy

5
Easy way to keep an eye on your credit score & ways to improve this. Reviewed on: 17th May 2026

Simple App

5
I use the app, which is very simple to use. I found that the credit score was a better reflection of the reality of my financial situation. I have managed to use this service to improve my credit score over the past couple of years. Reviewed on: 17th May 2026

know where I am with score whats going on with my fi...

5
know where I am with score whats going on with my finances Reviewed on: 17th May 2026

TotallyMoney Credit for qui...

4
I have been using TotallyMoney Credit report for quite a few years to find suitable credit cards/loans. I have always found them useful, plus the credit reports every month, this explains how in doing. Reviewed on: 17th May 2026

Very good app to keep track of your credit file and...

5
Very good app to keep track of your credit file and to help you understand the issues that might affect your score Reviewed on: 17th May 2026

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