Write a review

Newsletter

Go to business site

TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1246 reviews)

View other TotallyMoney products

4.73

Based on 1,244 reviews, last reviewed 10th Jul 2026

109100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Very easy to use the app & check your up to date cre... Very easy to use the app & check your up to date credit score also useful tips on spending and improving your score. With all your up to date history ... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

Read all reviews Write a review

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience.

Write a review

TotallyMoney Credit reports reviews (1246)

Very good and helped me out with credit card and loa...

Very good and helped me out with credit card and loans very simple Reviewed on: 4th June 2026

Amazing with financial snapshot

It’s been quite amazing having all your financial snapshot in one place with advices on how to get the best of your finances. Reviewed on: 4th June 2026

Easy to do simple application thats it

Easy to do simple application thats it Reviewed on: 4th June 2026

I think the only significant improvement could be mo...

I think the only significant improvement could be more granularity of personal credit rating and what goes into it. Reviewed on: 4th June 2026

Great app you can always check your credit file to m...

Great app you can always check your credit file to make sure there's no fraud. Reviewed on: 4th June 2026

I love the app.

I love the app. Very easy to use with great offers. Reviewed on: 4th June 2026

Great service every time never had an issue

Great service every time never had an issue Reviewed on: 4th June 2026

Totallymoney have been really good helping me build...

Totallymoney have been really good helping me build my credit score and giving me great offers on credit card and loans I would definitely recommend them to other people Reviewed on: 4th June 2026

Very good, no problems at all, this is a great websi...

Very good, no problems at all, this is a great website, I highly recommend them. Reviewed on: 4th June 2026

Helped me grow my credit score and stay on track

Since using Totally Money I have increased my score considerably. The app and updates have enabled me to take control of my finances and be accountable for my credit score. I now have savings, a job promotion and I'm the process of buying a new house. I’m not saying the app has made this happen entirely but it has certainly made me more confident around money. It’s free and easy to use, I would recommend everyone use it. Reviewed on: 4th June 2026

Do you have a different TotallyMoney product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Check
from My Credit Monitor 3.81 from 2 reviews
Credit Check
from UK Credit Ratings 2.09 from 23 reviews
Rent reporting
from CreditLadder 4.08 from 2 reviews

Want to see more from TotallyMoney?

Credit broker
from TotallyMoney 4.23 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub