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TotallyMoney: Credit reports reviews

4.73
Based on 1,244 reviews, last reviewed 10th Jul 2026
109100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use the app & check your up to date cre... Very easy to use the app & check your up to date credit score also useful tips on spending and improving your score. With all your up to date history ... Read more Reviewed on: 10th July 2026
Hannah C's avatar
Hannah C

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1246)

Good app easy to navigate gives options when looking...

4
Good app easy to navigate gives options when looking for services Reviewed on: 4th June 2026

An excellent way to manage your Credit Score

5
Totally Money is an excellent way to manage you finances and improve your credit score. It has an easy to use App that you can monitor everything on. Reviewed on: 4th June 2026

Easy to use great products good communication

5
Easy to use great products good communication Reviewed on: 4th June 2026

Such a helpful tool to have when considering your fi...

5
Such a helpful tool to have when considering your finances. Helps me make the right decisions for me by offering informed choices and lots of options. very easy to use and a very reliable source. Reviewed on: 4th June 2026

Its really helped me get back on track with my money...

5
Its really helped me get back on track with my money so helpful gives me something to shoot for with visible scores. Reviewed on: 4th June 2026

Quick results with good customer services.

5
Quick results with good customer services. Reviewed on: 4th June 2026

Review of Smartmoneypeoples excellent service

5
I have nothing but praise for this site and in their detail and attention that they go too to try and help you as much as they can so they are definitely worth speaking too if you need help. Reviewed on: 4th June 2026

Informative service

5
Informative service and good being a live service Reviewed on: 4th June 2026

Easy way to use

5
Easy way to use getting nice offers allthe time . Reviewed on: 4th June 2026

Credit building

3
Very helpful on credit building, many options if you get the plus account it help to put all your finances and bills all into the right category. Whish is easier and less stress for me Reviewed on: 4th June 2026

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