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TotallyMoney: Credit reports reviews

4.73
Based on 1,244 reviews, last reviewed 10th Jul 2026
109100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use the app & check your up to date cre... Very easy to use the app & check your up to date credit score also useful tips on spending and improving your score. With all your up to date history ... Read more Reviewed on: 10th July 2026
Hannah C's avatar
Hannah C

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1245)

Not a single bad thing to say, always a positive exp...

5
Not a single bad thing to say, always a positive experience Reviewed on: 4th June 2026

Never had a bad experience:) thank you

5
Never had a bad experience:) always helpful and have given me plenty of options for my credit score Reviewed on: 4th June 2026

Always good when i use and helpful

5
Always good when i use and helpful Reviewed on: 4th June 2026

Good well its give you perfect report amd accurate

5
Good well its give you perfect report amd accurate Reviewed on: 4th June 2026

Totally money keep me updated on my finance situatio...

5
Totally money keep me updated on my finance situation and loans and cards on offer. They don't spam messages at you and have excellent finance advice. Reviewed on: 4th June 2026

It’s instant when you need it.

5
It’s instant when you need it. I call it speed with accuracy Reviewed on: 4th June 2026

Always kept updated on any changes etc really really...

5
Always kept updated on any changes etc really really good they’re a fantastic help they let you see searches etc and scores whether up and down where you can improve really helpful it’s helped a lot in upping my credit journey Reviewed on: 4th June 2026

A clearer path to financial wellbeing

5
I have found the TotalMoney app to be an incredibly supportive and easy-to-use tool for managing my finances. It provides a clear overview of my credit information, helping me understand and improve my financial position with confidence. The app is straightforward to navigate, offers helpful guidance, and presents information in a way that is easy to understand. Being able to track my progress and access practical financial insights has been both reassuring and empowering. I would highly recommend TotalMoney to anyone looking for a reliable and supportive way to stay on top of their financial wellbeing. Reviewed on: 4th June 2026

As good as Experian

5
Found good loan rates and easy to navigate App, with useful functionalities Reviewed on: 4th June 2026

Good app easy to navigate gives options when looking...

4
Good app easy to navigate gives options when looking for services Reviewed on: 4th June 2026

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