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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Extremely easy for me to track monthly how I'm doing.

5
The app makes it extremely easy for me to track monthly how I'm doing and also gives me reassurance that I'm managing my debt, credit well. Reviewed on: 4th June 2026

Simplicity is key

5
Simplicity is key for me, and TotallyMoney is incredibly easy to use. It gives me a clear view of everything I need to see without any fuss. The mobile app provides even more insights, and while it would be great to have those features available on the web as well, I'm very happy with the overall experience. Reviewed on: 4th June 2026

A consistently helpful app

5
I check everyday and the app constantly updates me on everything I need to do and keep doing which helps me greatly as a 20 year old on low income Reviewed on: 4th June 2026

Excellent app

5
Always up to date info- notifications prompt Reviewed on: 4th June 2026

Let’s you know all of your financial information and...

5
Let’s you know all of your financial information and so easy to check Reviewed on: 4th June 2026

Interest rates

5
Found some decent interest rate with loans. That matters to me in these difficult times. We all like to find the lowest rate if possible Reviewed on: 4th June 2026

The most consistent and easy to follow credit app I'...

4
The most consistent and easy to follow credit app I've used. Reviewed on: 4th June 2026

GoodExllent

5
It’s very nice and very good and very exlent Reviewed on: 4th June 2026

Brilliant from start to finish.

5
Brilliant from start to finish. Sign up process was easy and quick. The support system is the best out of all credit unions. I would definitely recommend totally money to all my friends and family. Reviewed on: 4th June 2026

Exilent Credit report

5
Exilent offering best credit card explain how to improve your credit Reviewed on: 4th June 2026

Review TotallyMoney: Credit reports now

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