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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Life skills

5
Up to date reports to keep me on the straight and narrow financially, information I have found helpful, financial offers to suit my needs. Reviewed on: 4th June 2026

Good help

5
Best help available for quick access Reviewed on: 4th June 2026

Very good service.

5
Very good service. Makes it easy to apply for decent credit Reviewed on: 4th June 2026

Good app.

4
Haven't needed their customer service, but their app is usually good to use and has helped me find some good offers. I'd recommend it to anyone wanting an app for checking their credit report and finding credit card offers. Reviewed on: 4th June 2026

It’s brilliant helps you keep on track

5
It’s brilliant helps you keep on track Reviewed on: 4th June 2026

Easy and everything is laid out.

5
Easy and everything is laid out. Everyone can use it. Plus extra tools to help you along the way with almost everything in credit Reviewed on: 4th June 2026

Good communication on a regular basis.

5
Good communication on a regular basis. Accurate and informative Reviewed on: 3rd June 2026

Always willing to help customers,

5
Always willing to help customers, Reviewed on: 29th May 2026

Gave me a fresh start as credit was very difficult t...

5
Gave me a fresh start as credit was very difficult to get as I kept on getting turned down Reviewed on: 29th May 2026

Solid credit check app

5
I have been using totally money for a few years now. It has been mostly positive experiences. If there is one thing I might complain about it's rather niche selection of vendors they work with. Other than that it has been an overall excellent experience especially compared to credit agencies that require subscriptions. Reviewed on: 27th May 2026

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