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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

This is a great app for getting keeping on up with c...

5
This is a great app for getting keeping on up with credit score changes and offers free features which other apps charge for. Reviewed on: 26th May 2026

Easy to use

5
Easy to use, keeps me informed on my credit rating and allows me to make informed decisions. Reviewed on: 26th May 2026

I am using this from last 3 months it’s most reliabl...

5
I am using this from last 3 months it’s most reliable and provide credit score exactly the same as trans union. It’s give credit score report before transUnion. Reviewed on: 26th May 2026

It’s an excellent app to track your credit history,...

5
It’s an excellent app to track your credit history, report and look where you’re standing. Reviewed on: 26th May 2026

They have helped my keep track of my credit score, a...

4
They have helped my keep track of my credit score, and I have been able to improve it. They have found me matches for credit applications, making the process easier Reviewed on: 25th May 2026

I have no enough experience unfortunately.

5
I have no enough experience. I never received any card or loan with this application................................................................ But I hope one day.......... Reviewed on: 25th May 2026

Useful reference tool and full of good information

5
Useful reference tool and full of good information Reviewed on: 25th May 2026

I have had someone invading my report.

4
I have had someone invading my report. I did not know gow to get intouch with customer serviceeither. Reviewed on: 25th May 2026

A great tool for managing finances

5
I’ve had a really positive experience using Totally Money. The app is easy to navigate, updates my credit information regularly, and gives useful tips to improve my credit score. I especially like how clear the eligibility checker is before applying for credit cards or loans, which helps avoid unnecessary hard searches. It’s been a helpful tool for tracking my financial progress and understanding my credit better. Highly recommended for anyone wanting to stay on top of their finances Reviewed on: 25th May 2026

has helped me understand my finances so much better

5
has helped me understand my finances so much better Reviewed on: 25th May 2026

Review TotallyMoney: Credit reports now

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