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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Excellent company

5
Brilliant and great for checking on my credit scaler on a regular basis. Thank you totally money! Reviewed on: 19th May 2026

Totally money is everything I need and could want fr...

5
Totally money is everything I need and could want from a credit monitoring service. It’s fast and free access to all of my accounts and financial information and the suggestions for improvement are all in an easy to read format which is better than some of the complicated alternatives out there. What more could you want Reviewed on: 19th May 2026

I even signed up my partner.

5
I even signed up my partner. Extremely easy to use their app and always up to date information is provided on their platform. Highly recommend to anyone who would like to have up to date information of their credit history Reviewed on: 19th May 2026

Great app , easy to use and quick to see reports and...

5
Great app , easy to use and quick to see reports and offers Reviewed on: 19th May 2026

Pam Dahler Review..

5
Totally Money keeps me updated with live reports etc so I can see at an instance what’s going on. Reviewed on: 19th May 2026

Excellent

5
Very clear & detailed credit reports along with great customer service Reviewed on: 19th May 2026

Credit score

5
A great way to view your credit score and your chance of exeptance. Reviewed on: 19th May 2026

Useful to track credit score

5
It's so useful to track my credit score and see what credit options are possibly available. Reviewed on: 19th May 2026

Highly recommend and so easy to use

5
Easy to use App and gives great advice and has really helped me keep track of my finances. Really great and would highly recommend. Reviewed on: 19th May 2026

TO HAVE A GOOD CREDIT SCORE YOU NEED TOTALLY MONEY.

5
It has helped me manage my credit, learn more how credit works, my financial strength and weakness that has led to me managing my credit effectively as I have learned more about credit and my credit score has greatly improved. I also now know how to use credit cards and when to get credit cards and benefits of transfer cards. Reviewed on: 19th May 2026

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