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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

I’ve used TotallyMoney to arrange my car insurance,...

I’ve used TotallyMoney to arrange my car insurance, energy supplier, and car loan, and I couldn’t be happier with the service. Every experience has been seamless, with everything handled quickly and efficiently. The service is always 100% reliable, and the process is straightforward and stress-free. I really appreciate how timely everything is—it makes managing my finances so much easier. I’d highly recommend TotallyMoney to anyone looking for a dependable and efficient service. Reviewed on: 19th May 2026

Easy to understand and succinct - the tabs are usefu...

Easy to understand and succinct - the tabs are useful and I like how the accounts can be synchronised in one place. Would recommend to a friend to keep credit aware. Easy to log on on the go and app works well without any glitches. Reviewed on: 19th May 2026

credit score checker

Good for keeping track of credit score and giving recommendations for loans etc Reviewed on: 19th May 2026

Excellent app, use it every day.

Excellent app, use it every day. You don’t need to wait a week for your credit score to update. Bored typing now, don’t like to be told how much I need to contribute. Great app, poor survey. You are going to lose soooo many reviews with this crap. Reviewed on: 19th May 2026

TotallyMoney helped me find the best cards to build...

TotallyMoney helped me find the best cards to build my credit score and the reports helps me keep track of how I can improve my score. Reviewed on: 19th May 2026

The best thing I ever done was joining totally money...

The best thing I ever done was joining totally money they have monitored and given the best advice and management of my situation for 6 plus years and I have no hesitation in taking and acting on the advice I'm given a fantastic organisation to be part of Reviewed on: 19th May 2026

Very good and excellent quality everybody can take...

Very good and excellent quality everybody can take this opportunity Reviewed on: 19th May 2026

Easy to use .. good overview option

App is very easy to use … overview section very helpful for tracking debt value Reviewed on: 19th May 2026

Totally Money offer and amazing honest service with...

Totally Money offer and amazing honest service with credit reports. I would recommend their service to friends and family. Reviewed on: 19th May 2026

Updates weekly

Updates weekly rather than monthly Reviewed on: 19th May 2026

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