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TotallyMoney: Credit reports reviews

4.73
Based on 1,121 reviews, last reviewed 15th Jun 2026
98300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing and very helpful for me they have let me get... Amazing and very helpful for me they have let me get a credit cards Reviewed on: 15th June 2026
Luke R's avatar
Luke R

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1121)

Quick and easy fast reliable service

5
Quick and easy fast reliable service Reviewed on: 18th May 2026

GOOD EXPERIENCE AND EXCELENTE JOB.

5
GOOD EXPERIENCE AND EXCELENTE JOB. Reviewed on: 18th May 2026

Great way to keep track of my score

5
I use Totally money to keep track of my credit score as I have tried really hard to improve my credit score Reviewed on: 18th May 2026

Useful tool for helping to understand and improve my...

4
Useful tool for helping to understand and improve my score. Been using TM for a while and would recommend it to anyone who is interested in improving their score and understanding money management. Reviewed on: 18th May 2026

A very informative service.

5
A very informative service. I used them regularly to keep a check on my rating. Reviewed on: 18th May 2026

I Trust TotallyMoney and my Confidence is High

5
I Trust TotallyMoney and I find TotallyMoney as a tool to Check my Credit Rating as a must. I use it to make sure that my accounts are correct and to check for any new ones in case it’s fraudulent. If I close an account usually my Credit Rating falls and after a few months returns to what I call a normal Value. It gives me confidence that TotallyMoney I can Trust and have no worries. I have told friends and family it is an excellent tool to use and is safe for all. Reviewed on: 18th May 2026

Easily understood and user friendly .

4
Very user friendly site easily understood however when you receive emails for potential credit it would helpful if these emails were only sent when over 95% pre approved Reviewed on: 18th May 2026

Very good company, I improved my credit score with t...

5
Very good company, I improved my credit score with totally money Reviewed on: 18th May 2026

It was a good experience and would strongly recommen...

4
It was a good experience and would strongly recommend it Reviewed on: 18th May 2026

Easy to use app and kep well up to date

5
Easy to use app and kep well up to date Reviewed on: 18th May 2026

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