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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1097 reviews)

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4.73

Based on 1,097 reviews, last reviewed 12th Jun 2026

96200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

89%

10%

Latest highest rating:

5

TotallyMoney is easy to browse and collect information. I checked my credit score and eligible credit cards. It was easier than on other credit score and credit card comparisons websites. Reviewed on: 12th June 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1097)

TotallyMoney is the best credit reports checker in t...

TotallyMoney is the best credit reports checker in the UK and it’s for free couldn’t be happier Reviewed on: 17th May 2026

Financial support

Since I joined totally money I was unsure of my financial status but I now have a fantastic experience and am able to see live updates which shows me how I am doing, it keeps me informed and shows me how to make improvements Reviewed on: 17th May 2026

very limited information unless you force payment

very limited information unless you force payment from customers who may be using your service because they are already in financial hardship and trying to improve matters Reviewed on: 17th May 2026

Reply from TotallyMoney Thank you for your feedback. We would like to assure you that TotallyMoney is totally free and always will be. We do not ask for our customers' card details at any point in the process as we want them to feel assured that they will not be charged for use of our services. The TotallyMoney Customer Ops Team Response date: 21st May 2026

Easy peasy

Easy way to keep an eye on your credit score & ways to improve this. Reviewed on: 17th May 2026

Simple App

I use the app, which is very simple to use. I found that the credit score was a better reflection of the reality of my financial situation. I have managed to use this service to improve my credit score over the past couple of years. Reviewed on: 17th May 2026

know where I am with score whats going on with my fi...

know where I am with score whats going on with my finances Reviewed on: 17th May 2026

TotallyMoney Credit for qui...

I have been using TotallyMoney Credit report for quite a few years to find suitable credit cards/loans. I have always found them useful, plus the credit reports every month, this explains how in doing. Reviewed on: 17th May 2026

Very good app to keep track of your credit file and...

Very good app to keep track of your credit file and to help you understand the issues that might affect your score Reviewed on: 17th May 2026

Still trying to get a loan and limited time to...

Still trying to get a loan and limited time to get it Reviewed on: 17th May 2026

Reply from TotallyMoney Thank you for your feedback. To see which credit products you're eligible for, please log onto your TotallyMoney account, select the Offers tab and compare the product you're interested in. You'll be shown products based on your eligibility with an indication of how likely you are to be accepted. To apply, you'll need to click 'Apply' where you can complete the application directly with the lender offering the product. Unfortunately, if you are not currently eligible for a loan, you may not see any options for this. We apologise for any inconvenience that this has caused. The TotallyMoney Customer Ops Team Response date: 21st May 2026

totallymoney is very great.

totallymoney is very great.I always get support and help from this Reviewed on: 17th May 2026

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