Paid advertisement
Smart Money People Logo
Newsletter

TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience. Write a review

TotallyMoney Credit reports reviews (1273)

excellent service

5
log on and keep tracking my score ! brilliant service Reviewed on: 19th May 2026

Always helpful and accurate.

5
Always helpful and accurate. Great for assistance building credit scores Reviewed on: 19th May 2026

Totally money

5
It's good to find new credit card deals and keep an eye on financial services Reviewed on: 19th May 2026

It’s quick and prompt and very very up to date.

5
It’s quick and prompt and very very up to date. It’s my go to for my credit score Reviewed on: 19th May 2026

It’s always gives me best opinions

5
It’s always gives me best opinions Reviewed on: 19th May 2026

No issues

5
Easy to use, updates easily communicated great experience all round Reviewed on: 19th May 2026

I use this regulary to check my credit report.

4
I use this regulary to check my credit report. Reviewed on: 19th May 2026

Clear and simple tool.

5
Clear and simple tool. Very easy to understand where my finances are at, and what has impacted them. Also, a clear set of offers that have helped me over the years. Reviewed on: 19th May 2026

Easy to use and very beneficial.

5
Easy to use and very beneficial. Set up was simple and helps me with my money day to day Reviewed on: 19th May 2026

So easy to use, everything is simple laid out the ap...

5
So easy to use, everything is simple laid out the app is a dream to use Reviewed on: 19th May 2026

Do you have a different TotallyMoney product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from TotallyMoney?

    View all products