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TotallyMoney: Credit reports reviews

4.72
Based on 1,090 reviews, last reviewed 12th Jun 2026
95500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had it 5 for to 6 years now best on... Had it 5 for to 6 years now best on market Reviewed on: 12th June 2026
Linda A's avatar
Linda A

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1090)

Fantastic service, great advice, speedy results and...

5
Fantastic service, great advice, speedy results and have helped me transform my finances. I would high recommend them. Results are tailored specifically to your requirements. Reviewed on: 17th May 2026

Totally money made finding a loan quick and easy.

5
Totally money made finding a loan quick and easy. Reviewed on: 17th May 2026

Very good app thanks for serving us all

5
Very good app thanks for serving us all Reviewed on: 17th May 2026

Very good always happy with your services

5
Very good always happy with your services Reviewed on: 17th May 2026

very good i am happy very serios and profecional

5
very good i am happy very serios and profecional Reviewed on: 17th May 2026

I have been with them now for 5 years and its been f...

5
I have been with them now for 5 years and its been fantastic in helping me improve my credit score Reviewed on: 17th May 2026

Very thorough :) excellent advice and recommendation...

5
Very thorough :) excellent advice and recommendations to support making good money choices. Reviewed on: 17th May 2026

Totally money get commission for bombarding there cu...

1
Totally money get commission for bombarding there customers with credit card offers that are false ! They say your pre approved but when you apply your automatically turned down. Which affects your credit score with all the searches. Reviewed on: 17th May 2026
Reply from TotallyMoney Thank you for taking the time to leave a review, although we are sorry to hear about your dissatisfaction with our service. As a broker, our goal is to provide you with products that you're most likely to be accepted for, based on the information we receive from the lender and the data we hold. It's important to note that even with pre-approval, the final decision lies with the lender, who conducts their own checks and assessments using their own criteria. To gain more insight into why your application wasn't accepted, I suggest contacting the lender directly to see if they can provide you with any further insight. Once again, we apologise for any inconvenience that this may have caused. All the best. The TotallyMoney Customer Ops Team Response date: 21st May 2026
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You always update me with my credit score n what I n...

5
You always update me with my credit score n what I need to do to improve it Reviewed on: 17th May 2026

Useful tool but could be improved to show all accounts

4
Would be helpful to be able to see all open accounts so as to ensure entiurely accurate. Reviewed on: 17th May 2026

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