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United Trust Bank: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (572 reviews)

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4.84

Based on 572 reviews, last reviewed 1st Jun 2026

3% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

3 star

2 star

1 star

Latest highest rating:

5

THE UNITED TRUST BANK WEB SITE IS VERY EASY TO UNDER... THE UNITED TRUST BANK WEB SITE IS VERY EASY TO UNDERSTAND AND USE. VERY COMPETITIVE INTEREST RATES AVAILABLE Reviewed on: 1st June 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

United Trust Bank offer a range of cash ISAs.

Accounts have fixed interest rates from one year to seven years. You can apply for and manage a United Trust cash ISA online.

United Trust Bank cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used United Trust Bank before, you can also leave a review and share your experience.

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United Trust Bank Cash ISA reviews (572)

EASY to invest

Always easy to understand their products, easy to set up an investment Reviewed on: 14th April 2026

Best for looking after your hard earned cash!

Very efficient service, good communication, good rates, easy to use online banking, any paperwork/information clear, gives all the facts and figures concisely and easy to understand. Reviewed on: 14th April 2026

Simple and efficient.

Simple and efficient. Good rates Reviewed on: 14th April 2026

Offers a good website that is easy to use and offers...

Offers a good website that is easy to use and offers multi factor authentication. The company offers good rates as per comparison to other banks. Find interface on website nice to use also. Customer service is good. Reviewed on: 14th April 2026

Great customer service

Great customer service and keep you up to date at every point of the application process and at maturity of a fixed rate policy. The App is also easy to use Reviewed on: 14th April 2026

Brilliant Savings Bank

Easy to use website and good communications Reviewed on: 14th April 2026

Great communication

All the correspondence is very easy to view online and understand Reviewed on: 14th April 2026

UTB provides excellent customer service...

UTB have always provided excellent customer service and the interest rates haven’t been bad Reviewed on: 14th April 2026

Moving my ISAs to UTB

I moved two cash ISAs to UTB about a week apart. During that time the interest rate when down, but whilst discussing the second transfer with a UTB operative she asked if I was happy to consolidate the two transfers and receive the higher rate of interest. Which is what I did. Reviewed on: 14th April 2026

Easy to deal with

I have two Cash Isa's with UTB, and I would have opened another this year, but I found better returns at another provider. UTB have always been easy to deal with, and have a clear, uncomplicated way of doing business. Reviewed on: 14th April 2026

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