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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Brilliant!

5
Helped me when I didn’t think I could be helped and am forever grateful Reviewed on: 7th March 2022

Easy to use

5
Was simple to sign up and get started. Love the app and team had great communication through out. Reviewed on: 7th March 2022

Quick, reliable and easy to navigate. Good customer service

5
Applied for credit, despite my low credit score, was quickly accepted. I approached the customer service team to get a higher amount, they responded and it was slightly increased, which was great. Money came a few days later. Simple, easy to navigate. Thank you Updraft! Reviewed on: 7th March 2022

Amazing service amazing people

5
They make it soooo easy and offer such a transparent service. Very forward thinking! Reviewed on: 7th March 2022

Unbelievable Jeff

5
Easy to apply low interest rates Reviewed on: 7th March 2022

Amazing!

5
Easy and quick, transparent without small prints or hidden fees! Reviewed on: 7th March 2022

Gave me a chance when I needed it most

5
I was feeling stuck, not in debt enough to declare £0 to my name but in debt enough to make me worry and for it to be on my mind always. I saw Updraft, asked some questions and applied. They said yes and now I’m on the right track to sorting my debts and money troubles. Amazing! Thank you! Reviewed on: 7th March 2022

Great customer service

5
I would absolutely recommend updraft to friends and family wanting to consolidate Reviewed on: 7th March 2022

Efficient service!

5
Easy to use app and efficient service. Would recommend! Reviewed on: 7th March 2022

The Real Deal. Fabulous Company

5
Came across this app and amazingly quick approval for a loan to clear my debts, was truly amazed, truly a lifesaver has Updraft been. Highly recommended and have already told a few friends about it. Reviewed on: 7th March 2022