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Updraft: Personal Loan reviews

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4.95
Based on 10,296 reviews, last reviewed 3rd Mar 2026
310000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Application process waste simple and easy Application process was simple and easy, they even had the option for you to make direct payments to credit cards. Reviewed on: 3rd March 2026
Bethany A's avatar
Bethany A

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
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Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10296)

Lifeline for helping pay off credit card

5
Lower interest rate. Unable to creep back into higher levels of debt. No penalties for early repayment. Just love it and wish I had found it sooner! Reviewed on: 2nd March 2022
Charlotte Petty's avatar
Charlotte Petty

Got me out of my black hole

5
I may not have been in thousands of debt but I was in enough for myself that I was starting to feel lost. I never knew where I stood with payments and I could never keep up or keep track. Updraft put all my payments into one that automatically is taken to a date that I set. I feel so much better for this and feel like I am starting to manage my money better - thanks ! Reviewed on: 2nd March 2022
Bethany carroll's avatar
Bethany carroll

An absolutely amazing platform. Easy simple and effective

5
The platform has been simple, quick and easy in what they have provided. The same is seamless and has helped me out a lot Reviewed on: 2nd March 2022
maheer@hotmail.co.uk's avatar
[email protected]

Quick and Easy

5
They did what they promised and couldn't have been easier Reviewed on: 2nd March 2022
Michael Lotz's avatar
Michael Lotz

Life saver

5
I was paying stupid amounts of interest on my original loan, updraft came along and cut that interest rate by over half, saving me hundreds of pounds. Highly recommend, super easy to use and very helpful. Reviewed on: 2nd March 2022
Joey Moxley 's avatar
Joey Moxley

Quick & simple

5
Couldn’t have been easier! Reduced my monthly outgoings and cleared debt a lot quicker!! Reviewed on: 2nd March 2022
Amy's avatar
Amy

Easy and quick

5
Easy to use and better rate than my high Street bank. Reviewed on: 2nd March 2022
Paul Riccio's avatar
Paul Riccio

Helped me alot

5
Worked really great for my needs. Reviewed on: 2nd March 2022
Abdullah Shadab Hussain's avatar
Abdullah Shadab Hussain

Best ever!

5
Amazing customer service and very modern banking absolutely love it! Reviewed on: 2nd March 2022
jessieeee-anneeee@hotmail.com's avatar
[email protected]

Highly recommend

5
Was really fast and easy to deal with. Reviewed on: 2nd March 2022
mo.696@hotmail.com's avatar
[email protected]

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