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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
90% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11077)

A great experience sums it up!

5
I’d never heard of sum-up so when I discovered them, I found everything I needed very easily and when I began the application process it was positive from the get go. I never felt pressured to take credit and the app was very intuitive. I felt like I was taken seriously as a customer and my needs were met. Great service. Reviewed on: 6th March 2022
t.hitch28@gmail.com's avatar
[email protected]

Excellent service

5
Excellent customer service and by far the best company I’ve ever used. I applied on the Thursday and the money was in my bank on the Monday afternoon. Will definitely use updraft in the future. Reviewed on: 6th March 2022
Clare 's avatar
Clare

10/10

5
Very quick & easy to use, will never let you down Reviewed on: 6th March 2022
James Willan's avatar
James Willan

Excellent service!

5
I used updraft when I was looking for a personal loan and they were one of the few providers who actually offered me one and I’m not disappointed that I chose them, the money was in my bank account within the time frame stated and the payments made back to them are quick and easy. The app that they provide is also super helpful with an easy online chat room with any questions I have. Will definitely chose them again for any loans I need! Reviewed on: 6th March 2022
Samantha Ruddy's avatar
Samantha Ruddy

Fantastic

5
Really easy loan to get at competitive rates and all done via the app. So easy! Reviewed on: 6th March 2022
C Mitchell's avatar
C Mitchell

Quick, helpful and wort it

5
Always there to help. Easy to deal with. Hep me a lot Reviewed on: 6th March 2022
Paul's avatar
Paul

Very easy to deal

5
Updraft were very easy to deal with and they took a huge amount of weight off my shoulders in turn giving me a better life with less stress Reviewed on: 6th March 2022
Mark Gladwyn's avatar
Mark Gladwyn

Brilliant loans for poor credit

5
I have a credit card that has been racking up interest no matter how much I pay off a month, I was rejected by 3 different loan companies probably because of the amount of money left on my credit card but updraft accepted me straight away and I’ve not paid off the credit card and no longer paying stupid amounts of interest so I’m better off each month and will be debt free in 3 years where my credit card estimated the debt would be cleared off in 8!! Reviewed on: 6th March 2022
lucyatkinson30@gmail.com's avatar
[email protected]

Super helpful

5
Quick easy way to help me sort out my finances. Reviewed on: 6th March 2022
Christiana Harrison's avatar
Christiana Harrison

Straightforward loan

5
Easy to use app, quick info and approval, flexible terms Reviewed on: 6th March 2022
Tasha Scott's avatar
Tasha Scott

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