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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11077 reviews)

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4.88

Based on 11,077 reviews, last reviewed 16th Jun 2026

90% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Spot on

Lovely service very helpful and no problems Reviewed on: 5th March 2022

Excellent service

Very quick, simple service that offers great rates, especially for myself who has struggled in the past to get the credit needed. Thanks Updraft ! :-) Reviewed on: 5th March 2022

Breath of fresh air

Feel like a weight has been lifted off my shoulders. Quick response and easy to go through. Recommend so much! Reviewed on: 5th March 2022

Easy and innovative!

I'm shocked how simple and painless for the process was for getting a loan! I'm so relieved, it's going to help me massively toward consolidating some debts as my interest free period ends on three cards in the next few months Reviewed on: 5th March 2022

Quick, easy and great communication

I already had a small loan with updraft and they were able to increase my credit quickly and easily. Communication was within a few hours if not less when using the chat. The loan was in my account within 24hours. The app is super easy to use and understand. The % of interest over period to pay back is also great compared to many other providers. Very manageable. A must use and would highly recommend. I would use agin if I needed. Reviewed on: 5th March 2022

Fabulous experience

A real company that is quick and easy to deal with. Great rates and excellent customer service. 5 stars Reviewed on: 5th March 2022

Great experience

The most simplistic process and customer friend process service ever experienced. They have taken all the work and laborious work out of applying for a service along with frequent updates throughout. Will definitely recommend onwards! Reviewed on: 5th March 2022

Best new age service!

I was looking to refinance my credit card and the fact that updraft made it the smoothest process i've ever gone through with relations to my finances is amazing Reviewed on: 5th March 2022

Super help

Updraft has helped me reduce my monthly credit re-payments from over £600 to just £212. I finally feel able to live without fear of getting further into debt! Reviewed on: 5th March 2022

Easy and quick

Super easy to use, quick decision Reviewed on: 5th March 2022

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