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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Brilliant

4
Easy to navigate the app to understand what to do and quick to use can’t fault them Reviewed on: 5th March 2022

Easy stress free setup

5
I found updraft really easy to deal with, the setup process was very simple and straightforward, the customer service was brilliant when I needed them, Updraft has made a massive difference to my life and I am really glad I found them, I would 100% recommend them to anybody who is long to pay off credit cards etc. Reviewed on: 5th March 2022

Fast and easy

4
Good and straightforward experience. Easy to apply with a quick response and access to money. Good customer service Reviewed on: 5th March 2022

Fabulous

5
Cannot recommended enough such an easy service to use Reviewed on: 5th March 2022

Amazing

5
Updraft have been amazing from the get go! Super quick service , fast responses and replies and so many helpful hints and tips on their app! Reviewed on: 5th March 2022

Great

5
Amazing customer service .. always here to help Reviewed on: 5th March 2022

Easy to use

5
Updraft helps you get a loan with less interest compare to others….very happy with updraft Reviewed on: 5th March 2022

Excellent, quick service

5
An easy process from start to finish, I would highly recommend Reviewed on: 5th March 2022

Great way to pay your debts all in one

5
Updraft is a great way of paying off your debts all in one as the interest rates vary on different credit cards, using updraft has allowed me to reduce the amount of interest applied on my credit cards. Would recommend anyone who’s in debt to use updraft. Reviewed on: 5th March 2022

Life turned around

5
Being accepted for the loan changed things for me. Paying off credit cards felt amazing. I was so used to being turned down by most companies, this was a weight off my shoulders. It’s much easier having one monthly payment Reviewed on: 5th March 2022