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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Really easy to set ip

5
Updraft was very easy to access and had a quick response. Would definitely recommend to others Reviewed on: 4th March 2022

Excellent service

5
I was so impressed with how quick and professional the service was. Great communication throughout my application Reviewed on: 4th March 2022

Perfect

5
Helps out when you really need it despite your credit history Reviewed on: 4th March 2022

Easy to use. Great service.

5
Quick, punctual , always happy to help Reviewed on: 4th March 2022

Quick, easy and clear

5
A very affordable and simple way to get a loan. With the app very clear and easy to use. Would definitely recommend Reviewed on: 4th March 2022

Simple application, fast transfer of funds, clear details

5
Great! Would definitely recommend updraft the application was so simple I got offered more than I was expecting and the funds were transfer super quick! No jargon or long wording in the key facts all very clear and simple Reviewed on: 4th March 2022

Brilliant

5
Brilliant service and really easy to use. Life saver. Reviewed on: 4th March 2022

Amazing service

5
Amazing service and a great way to clear your debt Reviewed on: 4th March 2022

Love it

5
Updraft helps me organise my payments and can also help with a decent loan offer that other lenders can’t match!! Reviewed on: 4th March 2022

Quick and Easy

5
I applied for updraft when I was struggling with high interest credit cards. I applied and received and funds within 3 days. I couldn’t have had an easier serve and it’s meant I’m now saving almost £100 a month. Highly recommend Reviewed on: 4th March 2022