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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Totally recommend

5
Amazing, so straight forward and quick and easy to to do and not too pricey on interest rates like a lot of other companies would definitely recommend Reviewed on: 3rd March 2022

Very straightforward n easy to use

5
Easy to use and straightforward Reviewed on: 3rd March 2022

Best alternative to quickly combine multiple debts in one low APR debt

5
Quick and easy way to combine multiple debts in one at an affordable APR and finish with the financial stress generated by debt overall. I couldn’t believe how quick and straightforward was to get my debts sorted and combined in one trough an updraft loan. Took 10 mins trough the app and 1 hour later the money were already in my account so I could pay very quick my credit card debts. Now I am left with just one monthly low payment towards updraft. Overall the best tool right now to cover long and short term debts especially if you have multiple credit cards due to be paid and want to avoid that high interest they charge!! Love the app Reviewed on: 3rd March 2022

Straight forward

5
Very simple and straight forward service. Reviewed on: 3rd March 2022

Worth everything!

5
Updraft granted my loan to pay my bills. The process was really easy and they supported me all the way!Kudos to you guys from updraft!really appreciate your help! Reviewed on: 3rd March 2022

Top class service

5
Superb team, quick decision and dynamic UX Reviewed on: 3rd March 2022

The best UX!

5
I love how easy it was to apply for an Updraft loan. The whole process was quick and simple. The app, to track the loan, plus other spending and finances on too is brilliant! Eye-catching interface and just generally a pleasure to use! Thank you Updraft! Reviewed on: 3rd March 2022

Amazing Company

5
This company is great. What they do is incredible, and the customer service is excellent. I’m very grateful for their services and help. Reviewed on: 3rd March 2022

good

5
very good service and quick n de ifnj Reviewed on: 3rd March 2022

Good

4
Good bank. Always helpful and very quick to reply Reviewed on: 3rd March 2022