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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Positive loan

5
I have been well supported and it was an easy process to set up the loan Reviewed on: 3rd March 2022

A**

5
Easy to use, fast, responsible decision, great customer service, very easy to pay off more than minimum to reduce debt faster. Reviewed on: 3rd March 2022

Easy and straightforward

4
Very easy and straightforward. Really recommend. Reviewed on: 3rd March 2022

Saved my life

5
Updraft listened and put a little faith in me when no one else would. The experience was so quick and easy and the money was life changing. I was able to pay a credit card off and was able to sleep through the night for the first time in 6 months Reviewed on: 3rd March 2022

Recommended

5
Very friendly and kind staff , they are listening and very helpful . Excellent service . Reviewed on: 3rd March 2022

User Friendly & excellent customer service

5
The app is so easy to use. Communication was clear and friendly. Updraft has really helped me to consolidate my credit card debt to a more manageable single monthly payment. Reviewed on: 3rd March 2022

Great service

5
Very quick and easy, would use again Reviewed on: 3rd March 2022

Responsive and flexible a breath of fresh air

5
Contacted re a consolidation loan but was not happy with APR half heartedly asked for a review was really surprised when they responded asked for a bit more info and was able to give me a product that I wanted and really works for me - Great! Reviewed on: 3rd March 2022

Great help

5
Very quick solution to monthly headaches Reviewed on: 3rd March 2022

Fab

5
Excellent service, reasonable rates. Would highly recommend Reviewed on: 3rd March 2022