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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023
Louise Nightingale's avatar
Louise Nightingale

Good services

5
Great services and easy app to use Reviewed on: 3rd March 2022
Minerva's avatar
Minerva

Fantastic company

5
Only have good things to say about updraft ! So simple and helpful. Reviewed on: 3rd March 2022
jamiecoombs@yahoo.com's avatar
[email protected]

Five-star service

5
Helpful staff, easy transaction, competitive rates, great app Reviewed on: 3rd March 2022
Chris Louise Orleans's avatar
Chris Louise Orleans

Great service

5
Saved me loads each month by concolidateing my debt Reviewed on: 3rd March 2022
jon gibson's avatar
jon gibson

Best Loan Company

5
These guys are amazing, wonderful and fast. This is the second time round I’ve use them and they have always delivered, even comes with a little surprise. I love that you get better interest rates with them than most credit cards. So it’s a no brainier to use updraft… Reviewed on: 3rd March 2022
Nachau Kirwan's avatar
Nachau Kirwan

Overdraft no more

5
The simplest and easiest way to deal with overdraft issues and without all the hassle Reviewed on: 3rd March 2022
Cameron Cooper's avatar
Cameron Cooper

Friendly team with a great app.

5
Quick and supportive team, with an app that lets you easily track your repayments. My experience has been great and Updraft helped me take control of my finances. Thank you! Reviewed on: 2nd March 2022
marso.'s avatar
marso.

Great service

5
Good apr fast processing couldn’t be happier with the service. Reviewed on: 2nd March 2022
Andrew Rigney's avatar
Andrew Rigney

Brilliant service

5
I have worked hard to build my credit rating over the years, but when covid hit and I was made redundant, I had to rely on credit card for a number of months to enable me to afford even the most basic day to day living. This in turn resulted in maxed out credit cards and my credit score dropping due to my credit utilisation. I finally found a decent job and attempted to lower the balance, but even the minimum payments are a struggle. Enter the vicious circle. Can’t get a loan to clear the debt because my credit score is too low due to the high utilisation. Then along came updraft. They were able to link in to my accounts and see my actual incomings and outgoings and made the decision to approve my loan, meaning I can now pay off my biggest balance with the highest APR, improving my credit score and in turn making it a lot easier to clear any other outstanding debts with the money I’m now going to be saving. The process was extremely easy and very fast; any interaction has been great and informative. Amazing company that I would highly recommend. Reviewed on: 2nd March 2022
Simonac's avatar
Simonac

Feels like personal banking

5
Being treated like a real person is quite refreshing in banking Reviewed on: 2nd March 2022
Paul's avatar
Paul

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