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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Reliable trustworthy company

5
Total easy of use of app. Communication excellent. Fast no hassle. Reviewed on: 2nd March 2022

Quick and easy loan

5
This is the most easy and quick loan I have got. Easy to apply and and quick answer Reviewed on: 2nd March 2022

Fantastic in every way A*

5
I really needed help getting my finances into gear and this was exactly what I needed. It was so easy/simple to apply. The customer service team always reply in a timely manner and are so friendly I cannot fault this service. Also the app is so easy to navigate would 100% recommend Reviewed on: 2nd March 2022

Highly recommended

5
I have used updraft to be able to see my spending, I have also taken out a loan with then which was so quick easy and straight forward to do. Would highly recommend Reviewed on: 2nd March 2022

Brilliant

5
Amazing service. Easy to use and you don’t get made to feel like a criminal due to your finances Reviewed on: 2nd March 2022

Great idea - well executed

5
Updraft are definitely going to change things! Reviewed on: 2nd March 2022

Excellent customer service

5
Excellent customer service, very quick response's, always willing to help Reviewed on: 2nd March 2022

Absolute life savers

5
Stressing about existing loans and a couple of credit cards. Got an updraft loan that cleared them all and got me back on track. Lowered my stress levels and gave me back control of my finances and my life. Reviewed on: 2nd March 2022

Ok

5
They are fast and honest. They've borrowed me less money than I was expecting , but I'm sure it will be a good relation . Reviewed on: 2nd March 2022

What you need when you need with no complexities

5
An amazing facility to control and consolidate your finances in a friendly easy to use app environment. Love it. Reviewed on: 2nd March 2022