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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick Action

5
When I applied with Updraft loan, procedure was fast and decision was very quick. Within 3 working days, money is being credited to my account. Thanks to your team Reviewed on: 2nd March 2022

Brilliant!

5
So easy to use have helped me clear my cards. Easy and effective Reviewed on: 2nd March 2022

The Most Upfront Easy Going Company

5
I absolutely hate going through a long process for anything, Updraft was nothing like that. Nothing was complicated, everything was straight forward. The app is so easy to use. Response time is always on point. These folks are on their A game! I’ve recommended to so many people and I’ll continue to do so! Reviewed on: 2nd March 2022

Quick & easy

5
Easy to use app on your phone. Communication excellent all the way through and everything explained properly Reviewed on: 2nd March 2022

Easy and quick

5
Easy to apply and does as it should. Reviewed on: 2nd March 2022

Thank You Team Updraft!

5
The Updraft team have been awesome! Excellent customer service from the very start. I would highly recommend to friends and family. Good luck with the awards, you guys deserve it! Thanks again team updraft! Reviewed on: 2nd March 2022

Step closer to debt free!

5
Being stuck in constant dept with my credit cards i was loosing hope to come out of my dept, paying high fees each month My debt was staying almost the same, i was rejected from balance transfer credit cards so I was loosing hope on paying my debt. Thats when I came across Updraft, within 3 days I was accepted for a low APR loan which I used to pay off my credit cards and I’m now paying a single monthly fee to Updraft. I have a clear path of 24 months to being debt free thanks to Updraft. I would recommend them to everyone who had the same issue as me. Reviewed on: 2nd March 2022

Updraft are absolutely fantastic

5
My experience with Updraft has been second to none, I am on my second loan with Updraft, the ‘human’ touch with personal communication, always pleasant and extremely helpful, really makes them shine. The application process is smooth, and the loans have helped me not only consolidate my credit cards, but save a significant amount of money. The app is also great, with smart budgeting tools, and credit report and score from Transunion, also the ability to monitor other accounts within the app, actually showing you how much you can save. I can not speak higher of these guys, and would highly recommend them. Reviewed on: 2nd March 2022

Customer service and most trusted

5
I’ve no words for updraft they help me out on my most hard time and I love to get back in future thanks Reviewed on: 2nd March 2022

Amazing company and App

5
I love Updraft. The app is easy to use, clear and helpful. Staff are always helpful and the service itself is a real game changer. Reviewed on: 2nd March 2022