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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great customer service would definitely use again

5
Been struggling with credit card debt for a while applied for many loans only to get a no but then I found drafty the only company not to only look at credit scores and the only company willing to help and say yes .thank you drafty will definitely use again Reviewed on: 2nd March 2022

Very quick and reliable

5
I owed on my credit card and this popped up (updraft) on social media saying they could repair my credit file I then looked at reviews and the next day applied and within minutes was accepted paid my card off and I'm a whole lot better off can't thank them enough Reviewed on: 2nd March 2022

Straightforward and great user experience

5
It’s all in-app, it’s all very easy to understand and the interface is intuitive. The one time I needed support the chat function answered my question straight away. Reviewed on: 2nd March 2022

Debt consolidation

5
I was in £2700 debt and with updraft, I managed to get over £1000 paid off with their help. Reviewed on: 2nd March 2022

Great

5
Quick and reassuring service helped me greatly Reviewed on: 2nd March 2022

Great service

5
Fast and easy to use really recommend using this service Reviewed on: 2nd March 2022

Amazing to consolidate debt

5
Low interest rate loan to pay off credit cards. Was super quick and easy to understand. Thank you updraft Reviewed on: 2nd March 2022

Simple, smooth & suitable for my needs

4
I was a little apprehensive about using this service due to initially seeing the ad on Facebook but after extensive research it seemed right up my street. I needed to consolidate a few debts to lower my monthly outgoings and have just one payment. Applying was easy, the process very smooth and I love the app. I am happy to recommend Updraft to all my family and friends should they need it. Reviewed on: 2nd March 2022

Great

5
Best option to clear all the credit cards and bring all in one payment Reviewed on: 2nd March 2022

A true hero in a ruthless market

5
The loan market favours those with great credit scores - however it’s usually the ones that are trying to pay off credit cards and debt that need the most help. Enter Updraft - a personal loan company that offers fair rates and great service in a market that tends to trample on the people that need that help the most. I can’t speak highly enough of Updraft - they’ve helped me pay off my credit cards in a time when it felt like no-one else would help, despite me having the financial capability to do so if it wasn’t for the frustration of high interest rates meaning I pay off thousands per year and was seeing little difference in the overall balance. With updraft I’ll have paid off my credit cards in the next 4 years and that’s all I needed - the peace of mind to know that soon all that shame, all that fear and having debt hanging over me will be gone. Reviewed on: 2nd March 2022