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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,013 reviews, last reviewed 3rd May 2026
380100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super helpful Customer service is amazing and the experience you get with this bank is incredible. Everything is super easy and smooth, i would recommend to anyone. Reviewed on: 3rd May 2026
Ellis's avatar
Ellis

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11013)

Brilliant.

5
Brilliant. Quickly paid the loan into bank and I could instantly clear my high interest debt. I’m now paying considerably less interest and should be cleared in half the time. Reviewed on: 2nd March 2026
Connor S's avatar
Connor S

Helped me out best deal, very quick and easy process

5
Helped me out best deal, very quick and easy process Reviewed on: 2nd March 2026
MISS C's avatar
MISS C

Quick, efficient great support overall amazing

5
Quick, efficient great support overall amazing Reviewed on: 2nd March 2026
Johnny 's avatar
Johnny

EASY TO ACCESS AND VERY EASY TRANSISITIONAL

5
EASY TO ACCESS AND VERY EASY TRANSISITIONAL Reviewed on: 2nd March 2026
James Edmonds's avatar
James Edmonds

Highly recommended

5
I needed to pay off some credit cards and these helped out and and were brilliant. Reviewed on: 2nd March 2026
Helen M's avatar
Helen M

Very quick, concise and asked all information needed...

5
Very quick, concise and asked all information needed thre one time i applied for it. Reviewed on: 2nd March 2026
sammyjoe's avatar
sammyjoe

Quick efficient service that helped me out when I ne...

5
Quick efficient service that helped me out when I needed it. Reviewed on: 2nd March 2026
David H's avatar
David H

Best Money Support and Advice all for FREE

5
Quick and speedy responses to give guidance and secure loans at times even my own bank I've been with for 20 years can't seem to handle. Reviewed on: 2nd March 2026
Laura Cliff's avatar
Laura Cliff

Quick and efficient company, reliable and keep you u...

4
Quick and efficient company, reliable and keep you up to date Reviewed on: 2nd March 2026
Fiona M's avatar
Fiona M

A lender that actually wants you to become debt-free.

5
Updraft has genuinely changed the direction of my finances. I originally used them to consolidate higher-interest borrowing, and the rate I was offered was fair and clearly based on my real credit position rather than a generic “one size fits all” approach. That immediately made my repayments more manageable and gave me a clear structure to work towards becoming debt-free. What’s stood out most is their attitude. Instead of profiting from you staying in debt for as long as possible, they actively encourage overpayments and early settlement with no fees or penalties. I even contacted customer support and was told to request an up-to-date settlement figure before paying extra so I wouldn’t pay more than I need to. That kind of transparency is rare and shows they’re genuinely on the customer’s side. The app makes it easy to track progress, see how much interest you’re saving, and stay motivated. For the first time in a long time I feel in control of my finances rather than overwhelmed by them. If you’re trying to consolidate and want a lender that treats you fairly, communicates clearly, and actually supports your goal of getting out of debt, Updraft is a completely different experience from traditional credit providers. Reviewed on: 2nd March 2026
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Harry B

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