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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,018 reviews, last reviewed 4th May 2026
380600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

It’s been an easy process from start to finish. It’s been an easy process from start to finish. Reviewed on: 4th May 2026
Crailin w's avatar
Crailin w

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11018)

Fast and easy.

4
Fast and easy. Under 15 mins. Gives you good amount of time to repay back in amazing time frame too and very affordable! Reviewed on: 28th February 2026
Thursika M's avatar
Thursika M

Best repayment rate I’ve found.

5
Best repayment rate I’ve found. Good customer service too and never an issue! Reviewed on: 28th February 2026
Emma L's avatar
Emma L

Quick and efficient

5
Quick and efficient- easy to apply and very user friendly site Reviewed on: 28th February 2026
Heather 2001's avatar
Heather 2001

Quick and easy process.

5
Quick and easy process. Minimal fuss. Clear instructions on how to apply and a fast payout to my bank. Quite a good overall APR also despite it not being quite classed as prime lending. Reviewed on: 28th February 2026
Julian M's avatar
Julian M

Fast, efficient and excellent overall service

5
Fast, efficient and excellent overall service Reviewed on: 28th February 2026
Archie's avatar
Archie

Quick and easy to use.

5
Quick and easy to use. No fuss app is easy to use and it keeps you updated regularly. And alert you if you are eligible for any further lending. Reviewed on: 28th February 2026
Marie M's avatar
Marie M

Excellent customer service.

5
Excellent customer service. Issues resolved promptly Reviewed on: 28th February 2026
Mark N's avatar
Mark N

Great Personal Loan Experience

5
I recently took a personal loan from Updraft and honestly, the whole experience was way better than I expected. From the first interaction, everything felt clear and straightforward. No confusing jargon, no unnecessary back and forth. The application process was simple, the documentation requirements were explained properly, and I always knew what was happening at each step. What I appreciated most was the transparency. The terms, interest rate, and repayment schedule were clearly communicated upfront. There were no hidden surprises later, which really builds trust. The approval process was quick, and the funds were disbursed without unnecessary delays. Customer support was responsive and polite. Whenever I had a question, I got clear answers without being passed around. That makes a huge difference when you’re dealing with finances. Overall, my experience with Updraft for a personal loan was smooth, efficient, and stress free. I would definitely recommend them to anyone looking for a reliable and transparent lending partner. Reviewed on: 28th February 2026
Reetesh K's avatar
Reetesh K

Excellent Service

5
Simple and straight forward process, very quick response on confirmation on approving application. Funds were transferred in a few days from application. Excellent service. Reviewed on: 28th February 2026
Toni M's avatar
Toni M

Had such a great experience!

5
Had such a great experience! Would recommend Reviewed on: 28th February 2026
Maisie W's avatar
Maisie W

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