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Updraft: Personal Loan reviews

4.96
Based on 11,019 reviews, last reviewed 5th May 2026
380700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick and easy application process. Quick and easy application process. Reviewed on: 5th May 2026
Saf A's avatar
Saf A

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11019)

Personal loan. Clear and easy from the outset.

5
Easy and fair and clear from the outset. Not complicated and prompt when assessing. They keep in touch regularly and even give easy ways to pay off extra if you wish to. A fair and trustworthy company that does exactly what it says on the tin! No hidden catches. And have a fantastic app to use too. Just fabulous from start to finish! Reviewed on: 28th February 2026

Easy, stress free and there when needed.

5
Easy, stress free and there when needed. Sent money directly to other debtors which supported the purpose of the loan which minimised a risk of being spent otherwise. Reviewed on: 28th February 2026

Finance Freedom

5
Honestly, Updraft has helped me in more ways than I can explain. Before joining, I was constantly stressed about my finances and struggling to stay on top of everything. Since using Updraft, I’ve finally been able to get organised, start saving, and actually feel in control of my money for the first time in a long time. Their app is so easy to use, the guidance is clear, and everything feels designed to genuinely help you rather than confuse you. Updraft showed me where I could improve, helped me manage my payments, and gave me the confidence to make better financial decisions. Thanks to them, I’ve gone from feeling overwhelmed to feeling empowered. I’m honestly so grateful because it’s made a huge difference in my daily life. I don’t worry as much, I’m managing things better, and I can finally see progress. I would highly recommend Updraft to anyone who feels like they’re struggling or just needs that extra bit of support. They truly have helped me more than I expected, and I’m really thankful for the positive impact they’ve had on my finances. Reviewed on: 28th February 2026

Great help and easy to apply.

4
Great help and easy to apply. Staff helpful and quick to respond. Reviewed on: 28th February 2026

Really friendly, great company to deal with

5
Really friendly, great company to deal with Reviewed on: 28th February 2026

An excellent loan provider

5
Updraft is an excellent loan provider, I got a loan when I needed it the most at an exceptional rate. They were also understanding and helpful when I could make a payment one month. Would definitely recommend to everyone. Reviewed on: 28th February 2026

Very efficient and easy to apply for a loan.

5
Very efficient and easy to apply for a loan. Reviewed on: 28th February 2026

Fast and easy.

4
Fast and easy. The app is easy to use. Reviewed on: 28th February 2026

Excellent never had a problrm would recommend to others

5
Excellent never had a problrm would recommend to others Reviewed on: 28th February 2026

Quick, efficient and friendly service.

5
Quick, efficient and friendly service. Great and consistent communication so you always know what's happening. Reviewed on: 28th February 2026

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