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Updraft: Personal Loan reviews

4.96
Based on 10,646 reviews, last reviewed 13th Mar 2026
344100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to apply and fast decision. Easy to apply and fast decision. Reviewed on: 13th March 2026
Eleanor's avatar
Eleanor

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10646)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick, easy and clear- no nonsense.

5
Quick, easy and clear- no nonsense. Reviewed on: 28th February 2026

Always my 1st choice

5
Its not the first time I have a loan with them, always on my bad times i was able to get a loan from Updraft ,easy and promt comunication and always such good offers ,this made me recomend them to my familly and friends! Reviewed on: 28th February 2026

They were supportive during the need of time.

5
They were supportive during the need of time. And understood, even though my credit score was not great. Reviewed on: 28th February 2026

Applied for a loan, got a quick decision, and money...

5
Applied for a loan, got a quick decision, and money was in my account within a few days! Would recommend updraft! Reviewed on: 28th February 2026

Feel a lot better about my credit card debt, as the...

5
Feel a lot better about my credit card debt, as the repayment to Updraft made more sense that paying off credit card debt Reviewed on: 28th February 2026

Take control

5
Helped me take control of my finances and have a light at the end of the tunnel Reviewed on: 28th February 2026

Got the money needed really quickly.

5
Got the money needed really quickly. Fuss free and easy. Helped me out a pinch! Reviewed on: 28th February 2026

All good.

5
All good. Very easy and the team are quick with responses. Money arrived super quickly too. The app is also user friendly Reviewed on: 28th February 2026

Easy application, quick pay out, kept well informed.

5
Easy application, quick pay out, kept well informed. Reviewed on: 28th February 2026

Helped me when nobody else would

5
Helped me when nobody else would Reviewed on: 28th February 2026