Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,670 reviews, last reviewed 15th Mar 2026
346500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and efficient no problems approved within hours Fast and efficient no problems approved within hours Reviewed on: 15th March 2026
Sana Ahmed's avatar
Sana Ahmed

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10670)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Super simple and fast, easy to manage, low interest

5
Super simple and fast, easy to manage, low interest Reviewed on: 27th February 2026

Easy and excellent from start to finish

5
Easy and excellent from start to finish Reviewed on: 27th February 2026

Fantastic experience overall really quick and positive

5
Fantastic experience overall really quick and positive Reviewed on: 27th February 2026

I consolidated credit cards to pay an over less amou...

5
I consolidated credit cards to pay an over less amount of interest and reduce my monthly payments becuase I was struggling to keep on top of my debt. Updraft has made me feel more in control of my debt and I can see a point when I will be in a better position. Thank you. Reviewed on: 27th February 2026

Very friendly and very helpful , good rates and easy...

5
Very friendly and very helpful , good rates and easy experience Reviewed on: 27th February 2026

Amazing and very helpful

5
They have been nothing but helpful and informative Reviewed on: 27th February 2026

Very easy application.

5
Very easy application. Also easy to contact customer support. Have used a couple of times now and would recommend Reviewed on: 27th February 2026

Fast and Efficient

5
When I needed quick funds for something urgent and important, Updraft made the process simple and efficient. Everything was straightforward and I felt supported throughout. Reviewed on: 27th February 2026

Great service wonderful staff

5
My experience with updraft has been incredible really helped me out when i needed it the staff have been very helpful with any questions I have had and I would recommend the service to anyone they made all my repayments affordable and hrlped me keep it all in one place so thank you to the whole Updraft team Reviewed on: 27th February 2026

Excellent and very good value for money

5
Excellent and very good value for money Reviewed on: 27th February 2026