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Updraft: Personal Loan reviews

4.96
Based on 10,678 reviews, last reviewed 16th Mar 2026
347300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I found it really easy to use and helpful I found it really easy to use and helpful Reviewed on: 16th March 2026
Lauren D's avatar
Lauren D

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10678)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

prompt and efficient service - the process was strai...

5
prompt and efficient service - the process was straightforward and easy to navigate Reviewed on: 26th February 2026

Listened while others wouldn't

5
They have enabled me to take out a consolidation loan, when every other company has rejected me. I had a poor credit score and was being chaged astronomical fees for previous lons/cards, but Updraft put it all in one place for a lower fee. Couldn't recomment any more. Reviewed on: 26th February 2026

Updraft loans are generally convenient and fast, esp...

5
Updraft loans are generally convenient and fast, especially if you prefer managing everything through an app. The application process is simple, and you can see your personalised rate before committing, which is a plus. Reviewed on: 26th February 2026

I got the best APR offer than anywhere else to help...

5
I got the best APR offer than anywhere else to help consolidate my debts Reviewed on: 26th February 2026

Quick and easy

5
It was a quick and easy step to take Reviewed on: 26th February 2026

My monthly fees are now so much less

5
I’ve been stuck in credit card debt for months paying ridiculous interest each month and getting no where with getting my balance down. Updraft gave me a loan to clear my overdraft and credit cards saving me a huge amount of money in the long run! Reviewed on: 26th February 2026

I needed help,and i thought i won't be able to recei...

5
I needed help,and i thought i won't be able to receive it. In the end i receiced fast response and help. 10/10 services Reviewed on: 26th February 2026

Great experience and affordable, got me out of payin...

5
Great experience and affordable, got me out of paying interest every month to actually having money for myself Reviewed on: 26th February 2026

If you need anything loan, use updraft!

5
The customer service has been nothing short of incredible! Friendly, helpful and professional. I used the loan to consolidate my debts which resulted in a lower monthly payment and a lower interest rate. Reviewed on: 26th February 2026

I have found updraft to be incredibly clear and help...

5
I have found updraft to be incredibly clear and helpful, really enjoying their services so far. They are a good company who clearly care about their customers. Reviewed on: 26th February 2026