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Updraft: Personal Loan reviews

4.96
Based on 10,646 reviews, last reviewed 13th Mar 2026
344100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy to apply and fast decision. Easy to apply and fast decision. Reviewed on: 13th March 2026
Eleanor's avatar
Eleanor

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10646)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Great, money came quick and very helpful

5
Great, money came quick and very helpful Reviewed on: 26th February 2026

Really fast and helpful got me out my overdraft

5
Really fast and helpful got me out my overdraft Reviewed on: 26th February 2026

Easy application and fast payment.

5
Easy application and fast payment. Would recommend Reviewed on: 26th February 2026

Fast efficient and helpful seevice

5
Fast efficient and helpful seevice Reviewed on: 26th February 2026

Fantastically easy to use

5
I had a number of credit card balances that I just couldn’t get cleared. Updraft gave me a way to sort it. On top of that, it has made me super aware of my credit score. Updraft’s tools in this area are superb. I have now prioritised my debt in an effort to get it cleared in the next 18 months. Reviewed on: 26th February 2026

Used to clear credit card debt.

5
Used to clear credit card debt at a better rate. Was easy to apply and move the debt over with simple repayment each month Reviewed on: 26th February 2026

Feels like they actually want to help

5
Very good rate offered, feels like they actually want to help Reviewed on: 26th February 2026

Great customer service, and easy application.

5
Great customer service, and easy application. Reviewed on: 26th February 2026

Literally saved me twice !

5
Literally saved me twice ! Didn’t judge by credit score, so grateful Reviewed on: 26th February 2026

It was super quick.

5
It was super quick. The user interface was really easy to use and there is no complicated processes. Reviewed on: 26th February 2026