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Updraft: Personal Loan reviews

4.96
Based on 10,682 reviews, last reviewed 16th Mar 2026
347600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I applied via Clearscore and it was easy to complete... I applied via Clearscore and it was easy to complete all the details that was requested of me and get a result. Reviewed on: 16th March 2026
Wendy W's avatar
Wendy W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10682)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fantastically easy to use

5
I had a number of credit card balances that I just couldn’t get cleared. Updraft gave me a way to sort it. On top of that, it has made me super aware of my credit score. Updraft’s tools in this area are superb. I have now prioritised my debt in an effort to get it cleared in the next 18 months. Reviewed on: 26th February 2026

Used to clear credit card debt.

5
Used to clear credit card debt at a better rate. Was easy to apply and move the debt over with simple repayment each month Reviewed on: 26th February 2026

Feels like they actually want to help

5
Very good rate offered, feels like they actually want to help Reviewed on: 26th February 2026

Great customer service, and easy application.

5
Great customer service, and easy application. Reviewed on: 26th February 2026

Literally saved me twice !

5
Literally saved me twice ! Didn’t judge by credit score, so grateful Reviewed on: 26th February 2026

It was super quick.

5
It was super quick. The user interface was really easy to use and there is no complicated processes. Reviewed on: 26th February 2026

Easy process, great rates, really helpful

5
Easy process, great rates, really helpful Reviewed on: 26th February 2026

Very quick and easy.

5
Very quick and easy. No fuss instant decision and same transfer of monies. Excellent service. Reviewed on: 26th February 2026

Their response is very fast and quick without any di...

5
Their response is very fast and quick without any difficulties Reviewed on: 26th February 2026

Easy application, information throughout.

5
Easy application, information throughout. Quick and reliable. Reviewed on: 26th February 2026