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Updraft: Personal Loan reviews

4.96
Based on 10,662 reviews, last reviewed 15th Mar 2026
345700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Really good, easy and simple to use. Really good, easy and simple to use. Reviewed on: 15th March 2026
Ethanu98's avatar
Ethanu98

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10662)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Very easy and seamless the process was easy

5
Very easy and seamless the process was easy Reviewed on: 25th February 2026

Supporting in consolidating debt and being efficient...

5
Supporting in consolidating debt and being efficient and reasonable Reviewed on: 25th February 2026

Excellent experience

5
Quick and efficient, good customer service Reviewed on: 25th February 2026

Fast, Transparent, and Surprisingly Easy

5
I had a really smooth experience using Updraft for a personal loan. The application process was straightforward and didn’t feel overwhelming. Everything was clearly explained upfront, so there weren’t any hidden surprises around rates or repayment terms. The approval decision came back quickly, and the funds were available sooner than I expected. What stood out most was how simple the whole process felt compared to traditional lenders. It saved me time and a lot of back-and-forth paperwork. Overall, I’d recommend Updraft if you’re looking for a personal loan without the usual stress. Reviewed on: 25th February 2026

Seamless and easy process! 5 stars

5
The made it seamless and easy from application to transfer of funds. The support has been incredible and I’ve recommended to others. Reviewed on: 25th February 2026

It was so easy and helpful thank you

5
It was so easy and helpful thank you Reviewed on: 25th February 2026

Need a lone asap and updraft got me one with in minu...

5
Need a lone asap and updraft got me one with in minutes Reviewed on: 25th February 2026

So far so good experience!

5
So far so good experience! Quick and easy process process at fair enough APR rates. Reviewed on: 25th February 2026

Great offer, reccomended to my partner.

5
Great offer, reccomended to my partner. Money was paid so quickly and allowed me to clear my debts. Reviewed on: 25th February 2026

Consolidate debt

5
Updraft have helped me to consolidate debt into one monthly payment with lower interest rates Reviewed on: 25th February 2026