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Updraft: Personal Loan reviews

4.96
Based on 10,462 reviews, last reviewed 5th Mar 2026
326300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Quick, easy and helpful. Quick, easy and helpful. Received money quickly. Reviewed on: 5th March 2026
Kimberley O's avatar
Kimberley O

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10462)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Best loan company

5
Updraft helped me consolidate my credit cards into one affordable monthly payment. Customer service was amazing and the whole process was very easy. Reviewed on: 3rd March 2026

ExtremelyHelpful

5
Very helpful, easy to apply and quickly deposited to help get my debts paid off. Reasonable rates and all laid out clearly for you detailing what is to be paid and when so there is no confusion and you know what you are signing up for at the time of agreement Reviewed on: 3rd March 2026

Very straightforward and quick.

5
Very straightforward and quick. Options provided and repayment explained throughly and it made my debt more manageable. Reviewed on: 3rd March 2026

Great company to deal with, very helpful and quick t...

5
Great company to deal with, very helpful and quick to respond to anyone queries. Very happy with their servive and would highly recommend. Reviewed on: 3rd March 2026

The have helped me with two loans to clear previous...

5
The have helped me with two loans to clear previous credit and it was very straightforward on both occasions. Reviewed on: 3rd March 2026

Excellent service and app is easy to use

5
Excellent service and app is easy to use Reviewed on: 3rd March 2026

Very helpfull and Quick loan given within 2 days

5
Very helpfull and Quick loan given within 2 days Reviewed on: 3rd March 2026

Great to deal with.

5
Great to deal with and good rates Reviewed on: 3rd March 2026

Quick and Simple Personal Loan Process

5
I applied for a personal loan with Updraft and found the process easy to follow. The online application was clear and did not take long to complete. I liked that I could upload my documents straight away and track the progress without chasing updates. The checks were straightforward, and I received a decision within a reasonable time. The information about repayments and terms was shown clearly, which helped me understand what I was committing to before accepting the offer. Overall, the experience felt smooth and organised. If you want a simple online process without too much back and forth, Updraft is worth considering. Reviewed on: 3rd March 2026

Great and easy to use.

5
Great and easy to use. Good customer service Reviewed on: 3rd March 2026