Smart Money People Logo

Updraft: Personal Loan reviews

4.95
Based on 9,976 reviews, last reviewed 3rd Mar 2026
279200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quickly and efficiently arranged - interest rates co... Quickly and efficiently arranged - interest rates competitive for my credit score. Reviewed on: 3rd March 2026
Joseph O's avatar
Joseph O

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (9976)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy loan application, quick decision and easy to ma...

5
Easy loan application, quick decision and easy to manage repayments. Reviewed on: 28th February 2026

Easy and straightforward process, no confusion and s...

5
Easy and straightforward process, no confusion and staff were responsive Reviewed on: 28th February 2026

Always speedy responses, always fair and good reason...

5
Always speedy responses, always fair and good reasoning behind any queries. Reviewed on: 28th February 2026

Fantastic service so easy to apply with a very quick...

5
Fantastic service so easy to apply with a very quick decision Reviewed on: 28th February 2026

Easy to use, quick and efficient service

5
Easy to use, quick and efficient service Reviewed on: 28th February 2026

Very easy process

5
I was accepted at a time when i was going through hardship. The process was quick, easy and very fast. Very happy with the great service. Reviewed on: 28th February 2026

Outstanding, easy, quick, super customer service and...

5
Outstanding, easy, quick, super customer service and after care Reviewed on: 28th February 2026

AMAZING!! 10/10

5
Applied and had a decision on the same day and the process was very simple and trust worthy. Fair rates and I was very happy with the whole experience. I’d use this service again anytime and would happily recommend to a friend. Reviewed on: 28th February 2026

Helped me clear my credit cards!

5
Helped me clear my credit cards! Reviewed on: 28th February 2026

Easy and affordable repayments.

5
Easy and affordable repayments. Very quick and speedy Reviewed on: 28th February 2026