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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10751 reviews)

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4.96

Based on 10,751 reviews, last reviewed 22nd Mar 2026

354400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Quick and seamless application and payout Quick and seamless application and payout Reviewed on: 22nd March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10751)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Solved my issue and help me to come off credit...

Solved my issue and help me to come off credit cards Reviewed on: 25th February 2026

Positive experience.

I had a really positive experience with this personal loan company. The application process was straightforward and easy to complete, and I appreciated how clearly everything was explained from the start .no hidden surprises or confusing terms. The approval was faster than I expected, and the funds were deposited promptly, which helped me take care of what I needed without added stress. Customer service was also excellent . The team was friendly, professional, and happy to answer my questions. Overall, I felt supported throughout the process and would definitely recommend this company to anyone looking for a reliable and hassle-free personal loan option. Reviewed on: 25th February 2026

Really good!

Really good! Liked it was easy to get loan Reviewed on: 25th February 2026

Simple, tidy, transparent! Thank you Updraft!

Whole process of acquiring the loan was super simple. The user interface on the app is very easy to navigate aswell, and customer service have made it abundantly clear how to get in contact with them if needed Reviewed on: 25th February 2026

Quick and Easy

My experience has been so easy, from the start, quick application process and then funds released very quickly. I decided to consolidate some finances and it’s made a huge difference to me Reviewed on: 25th February 2026

Would recommend any day anytime

I needed to clear some credit balance so I don’t accumulate interest on there. With updraft I was able to do so with consistent monthly payments to clear out these debts. Very competitive rates and easy to use the application. Customer service was very good as well when I needed assistance with my updraft loan. Reviewed on: 25th February 2026

Good company

Good company, at little hard to deal with on the customer service as limited hours and an online chat is hard to get a hold of answers. Part from that the company is very good and would be deserved Reviewed on: 25th February 2026

Slick, efficient and easy to use / navigate.

Slick, efficient and easy to use / navigate. Reviewed on: 25th February 2026

Excellent service

The process was quick and easy, communication was clear throughout, and I received a fast decision. The loan terms were well explained and felt fair, making the whole experience smooth and reassuring. Reviewed on: 25th February 2026

Easy to set up and receive the cash, reduces my outg...

Easy to set up and receive the cash, reduces my outgoings and gives me more money in my pocket and I know when the loan will be cleared where as with my card I’m not sure if I would ever clear it Reviewed on: 25th February 2026

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