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Updraft: Personal Loan reviews

4.96
Based on 10,725 reviews, last reviewed 20th Mar 2026
351800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Great user experience I’ve been provided with excellent customers service every step of the way. I’m able to manage my loan online very easily and any time I’ve needed assi... Read more Reviewed on: 20th March 2026
Erin 's avatar
Erin

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10725)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

The experience is easy and hassle free.

5
The experience is easy and hassle free. Communications are clear and setting up an account was very quick. Managing my account through the app is very easy and there are lots of other great features on there like credit score checks and there is also the ability to link your accounts so you can get a full picture of your financial health all in 1 place. Reviewed on: 25th February 2026

Quick decision.

5
Quick decision., good customer service Reviewed on: 25th February 2026

Excellent Service

5
Such an easy process from start to finish. Reviewed on: 25th February 2026

Easy to deal with

5
Easy to deal with and professional. Providing the service that i needed. Reviewed on: 25th February 2026

Helped me consolidate my credit card payments to a m...

5
Helped me consolidate my credit card payments to a more manageable amount Reviewed on: 25th February 2026

The best unsecured experience I’ve ever had

5
Very smooth experience, excellent loan rate, no stress application. Never felt pressured to apply for more Reviewed on: 25th February 2026

Not an overwhelming process.

5
Easy navigation, clear instructions for next steps and realistic quotes for managing monthly payments with consideration to your circumstance and income. In addition, the policies and documents do not use excess ambitious vocabulary, providing easier comprehension by using simple language and terminology. It's not an overwhelming process which is ideal for neurodiverse individuals and those with high levels of anxiety. Reviewed on: 25th February 2026

Real professional people

5
Very professional and efficient service. The process was clear, quick, and stress-free, with great communication throughout. Highly recommended. Reviewed on: 25th February 2026

Quick, easy and affordable

5
Very straightforward and very quick process which was important at the time of applying. Reviewed on: 25th February 2026

I had been struggling with debt for a while.

5
I had been struggling with debt for a while. I came across updraft and they were able to provide me with a good offer. This is allowed me to consolidate my debt and allow for more flexibility with my old monthly payments. The process from start to finish was excellent, the customer support and communication with myself was outstanding. Reviewed on: 25th February 2026