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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11083 reviews)

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4.88

Based on 11,083 reviews, last reviewed 16th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It helped me pay off my credit cards It helped me pay off my credit cards Reviewed on: 16th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11083)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

They where very friendly and well organised.

They where very friendly and well organised. Reviewed on: 25th February 2026

Simple and Smooth

I found the whole process with Updraft to be straightforward and easy to navigate. The application was clear, the eligibility checks were quick, and I appreciated the transparency around rates and repayment terms. There were no hidden surprises, and everything was explained in plain English, which made it much less stressful than I expected. Communication was timely, and I felt informed at every stage. Overall, a smooth experience that I would recommend to others looking for a personal loan. Reviewed on: 25th February 2026

Very good rate and customer service explain everythi...

Very good rate and customer service explain everything in an understanding way Reviewed on: 25th February 2026

Amazing Updraft

Easy to use website, straight forward, money delivered fast. Reviewed on: 25th February 2026

Simple, easy, speedy!

So easy and simple to get a loan quote, with really competitive rates. The entire process was so smooth and was a quick, clear process all the way through to receiving the money! They’ve even offered further pre-approved loans with great rates to existing customers. Highly recommend. If I ever need a personal loan in the future, I’ll be back to Updraft. Reviewed on: 25th February 2026

Easy to get alone and support, also has a wonderful...

Easy to get alone and support, also has a wonderful app to manage your loan Reviewed on: 25th February 2026

Fantastic communication I was able to offer lots of...

Fantastic communication I was able to offer lots of help and options Reviewed on: 25th February 2026

Easy setup

Easy setup for account and very simple process for application, very quick process overall Reviewed on: 25th February 2026

Easy and convenient

Easy to apply straight forward process. Reviewed on: 25th February 2026

Overall experience was brilliant

Overall experience was excellent and when I need my next loan I will definitely be using this service again Reviewed on: 25th February 2026

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