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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10735 reviews)

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4.96

Based on 10,735 reviews, last reviewed 20th Mar 2026

352800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy application and non judgemental Easy application and non judgemental Reviewed on: 20th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10735)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

As someone who lives alone and has no family to help...

As someone who lives alone and has no family to help updraft has kind of been that for me. It has helped me consolidate my debt to one and it's more easier and manageable both mentally and financially Reviewed on: 25th February 2026

In control of my finances

Updraft has helped me take control of my finances in more ways than I could have imagined. I finally have been able to consolidate loans and pay them off at an affordable rate. Reviewed on: 25th February 2026

Outstanding customer service quick application strai...

Outstanding customer service quick application straight forward yes or no 100% recommendation Reviewed on: 25th February 2026

Would recommend

Very helpful, quick and simple. No issues or stresses. Would recommend. Reviewed on: 25th February 2026

It was excellent updraft team supported me with ever...

It was excellent updraft team supported me with every steps and provide me the loan which is required in very short time Reviewed on: 25th February 2026

Really great communication from start to finish

Really great communication from start to finish Reviewed on: 25th February 2026

Quick and easy to navigate and excellent customer se...

Quick and easy to navigate and excellent customer service great way to tailor your loan to you Reviewed on: 25th February 2026

Easy quick and reliable

Really easy to use and reliable. Had it all sorted within a day Reviewed on: 25th February 2026

very efficient and easy to use.

very efficient and easy to use. Money received same day and app makes very clear when payments are due and when the loan will be paid off. Reviewed on: 25th February 2026

A lending hand when needed

Helped me consolidate all my micro payments into one manageable monthly payment Reviewed on: 25th February 2026

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