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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11083 reviews)

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4.88

Based on 11,083 reviews, last reviewed 16th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It helped me pay off my credit cards It helped me pay off my credit cards Reviewed on: 16th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11083)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

It was a quick experience and fulfilled my dream wit...

It was a quick experience and fulfilled my dream with a peace of mind. Reviewed on: 25th February 2026

Made my money worries less.

Made my money worries less. Grat app too Reviewed on: 25th February 2026

Five stars

Excellent communication from start to finish, excellent support Reviewed on: 25th February 2026

They were at the time the cheapest compared to our p...

They were at the time the cheapest compared to our providers, app is great and I did not need to contact customer services yet. Reviewed on: 25th February 2026

Good service all around.

Good service all around. Updraft approved me when my credit stopped me from getting other loans. Reviewed on: 25th February 2026

Quick decision, friendly well informed service

Quick decision, friendly well informed service Reviewed on: 25th February 2026

Simple and uncomplicated

Terms were clear, process was very straightforward and had a significant impact to managing my finances. Reviewed on: 25th February 2026

I was able to get control of my credit cards which h...

I was able to get control of my credit cards which helped alot but the only to contaxt them is online chat that takes 2 to 3 days for a response. Reviewed on: 25th February 2026

Great service that is very easy to use and follow.

Great service that is very easy to use and follow. The information given is clear and concise for the personal loan I have applied for. I manage all my accounts through app. The additional services in the app like the ability to link my bank account to not only give an overview of my spending, but the partner offers and free credit score feature offers a very useful insight for funding opportunities, if I need them. It's a service I thoroughly recommend if you want to consolidate other high interest credit. Reviewed on: 25th February 2026

Very grateful

Very easy to apply and settle my debts while so many others denied my applications. It has made a big different in taking the initial steps to becoming debt free! Reviewed on: 25th February 2026

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