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Updraft: Personal Loan reviews

4.96
Based on 10,742 reviews, last reviewed 21st Mar 2026
353500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

The application process was very straightforward wit... The application process was very straightforward with a quick response and easy to finalise loan agreement. Reviewed on: 21st March 2026
SV's avatar
SV

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10742)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Really straight forward and hassle free experience I...

5
Really straight forward and hassle free experience I’ve reduced monthly payments significantly Reviewed on: 25th February 2026

Everything in one app!

5
Super easy to apply. Download app and link your bank account and all the information is in one place. Breaks everything down and you see the exact amount you pay back in total and the payment you need to make each month. Reviewed on: 25th February 2026

Updraft 5 Stars

5
Updraft have been fantastic, using their personalised assistant Ashley to support me with all the details required for my loan. Reviewed on: 25th February 2026

Easy and quick application.

5
Easy and quick application. Funds received promptly. Easy access just app. Reviewed on: 25th February 2026

Was a quick and ways process with the best rates whi...

5
Was a quick and ways process with the best rates while having bad credit Reviewed on: 25th February 2026

Updraft is a fantastic tool for staying on top of my...

5
Updraft is a fantastic tool for staying on top of my finances. It’s very user-friendly and helps me track my payments and credit clearly. It has definitely given me more peace of mind regarding my monthly budget. Reviewed on: 25th February 2026

Mental Health Alleviated, thanks Updraft!

5
I’ve had two loans from Updraft. Very easy going. Not expected at all. Great support. Mental heath reduced due to Updraft. Reviewed on: 25th February 2026

Easy to apply, good customer service with quick resp...

5
Easy to apply, good customer service with quick response. Receive new orders directly in app. One of the best on the market! Reviewed on: 25th February 2026

Very quick response, definitely recommended to anyon...

5
Very quick response, definitely recommended to anyone who needs a loan. Reviewed on: 25th February 2026

Good customer service they let me borrow money the m...

5
Good customer service they let me borrow money the moment i needed it for a holiday in the philippines with my wife Reviewed on: 25th February 2026