Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,788 reviews, last reviewed 26th Mar 2026
358000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient I had a fast and efficient transaction with updraft when i applied for personal loan. Reviewed on: 26th March 2026
Mila's avatar
Mila

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10788)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

They have a competitive, taylored offer, their proce...

5
They have a competitive, taylored offer, their processes are smooth and relatively fast, the app is user friendly and the support is also reactive and helpful Reviewed on: 25th February 2026

Used Updraft to clear Credit cards and it was so str...

5
Used Updraft to clear Credit cards and it was so straightforward to use. Speedy payment and very efficient customer service team Reviewed on: 25th February 2026

Fast service easy to apply money came in bank within...

5
Fast service easy to apply money came in bank within three days Reviewed on: 25th February 2026

Quick,easy but thorough application process.

5
Quick,easy but thorough application process. Clear and efficient communication with updraft. Reviewed on: 25th February 2026

Massively helpful with being able to condense everyt...

4
Massively helpful with being able to condense everything into one payment Reviewed on: 25th February 2026

Got me the loan k needed to pay off my credit cards...

5
Got me the loan k needed to pay off my credit cards very quick transfer and the funds were in my account very quickly and they looked at my affordable instead of credit score which is very helpful as my credit score isn't the best Reviewed on: 25th February 2026

Really straight forward and hassle free experience I...

5
Really straight forward and hassle free experience I’ve reduced monthly payments significantly Reviewed on: 25th February 2026

Everything in one app!

5
Super easy to apply. Download app and link your bank account and all the information is in one place. Breaks everything down and you see the exact amount you pay back in total and the payment you need to make each month. Reviewed on: 25th February 2026

Updraft 5 Stars

5
Updraft have been fantastic, using their personalised assistant Ashley to support me with all the details required for my loan. Reviewed on: 25th February 2026

Easy and quick application.

5
Easy and quick application. Funds received promptly. Easy access just app. Reviewed on: 25th February 2026