Smart Money People Logo

Updraft: Personal Loan reviews

4.95
Based on 10,318 reviews, last reviewed 3rd Mar 2026
312200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing company My experience was brilliant the team are super nice and friendly. Got back to me fairly fast. Took so much of the pressure off my shoulders by helping... Read more Reviewed on: 3rd March 2026
Kelly's avatar
Kelly

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10318)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Great service

5
Loan was approved quickly, knew what was happening every step of the way. Reviewed on: 3rd March 2026

Easy and hassle free

5
Easy and no hassle free from start of application to approval. Great communication and payment reminders before due date. Best experience I have had in applying for a loan. Reviewed on: 3rd March 2026

Easy, seamless and very convenient.

5
Easy, seamless and very convenient. I was given the right information and was assured that they did their due diligence at the same time. Great match. Reviewed on: 3rd March 2026

Brilliant customer service and very simple, easy pro...

5
Brilliant customer service and very simple, easy process. Reviewed on: 3rd March 2026

Excellent and smooth process.

5
Excellent and smooth process. Customer service is really good and rates are manageable Reviewed on: 3rd March 2026

Quick consolidation loan

5
I applied for a loan to consolidate existing credit card debt on a lower APR. the transfer was done the same day and all went smoothly. Reviewed on: 3rd March 2026

Good loan provider

5
very quick to get a quote and loan authorisation. payout to bank was made very soon after approval. get monthly reminders that payment is due and when it's being taken via direct debit Reviewed on: 3rd March 2026

Updraft were great and offered excellent options, va...

5
Updraft were great and offered excellent options, value and clarity of communication. Any issues were resolved promptly and I do feel the company work hard to prioritise the needs of their customers above all else. Reviewed on: 3rd March 2026

Great application process and loan offering

5
The application process was probably the most transparent and rapid I’ve ever dealt with, and I felt fully informed throughout. Moreover, the offering itself is very competitive in my opinion, and has allowed me to regain control of my personal finances. Reviewed on: 3rd March 2026

Recommend

5
Really helpful, the process was straightforward. Have recommend to others. Reviewed on: 3rd March 2026