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Updraft: Personal Loan reviews

4.96
Based on 10,479 reviews, last reviewed 5th Mar 2026
328000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Great experience- really helpful and informative. Great experience- really helpful and informative. Fast turn around and great app to keep track of everything! Reviewed on: 5th March 2026
Kirsty B's avatar
Kirsty B

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10479)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

The company that gave me a chance

5
I don’t usually leave reviews, but I honestly feel like Updraft Credit deserve one. At a time when I felt completely stuck financially, they were the only company willing to give me a chance. I’d been turned down elsewhere and it really knocked my confidence, especially when I was trying to get my life on track before starting my ambulance career. Updraft looked at my situation properly instead of just ticking boxes. The process was straightforward, clear, and didn’t feel intimidating. Being approved for a personal loan when no one else would take a chance on me gave me the breathing space I needed to consolidate my debts and actually get ahead instead of just scraping by every month. Fast forward to now, I’m in the best financial position I’ve ever been in. I’ve cleared what was hanging over me, built some stability, and started my career without that constant money stress in the background. I’m genuinely forever thankful that they gave me the opportunity when others wouldn’t. If you’re feeling stuck and like no one’s willing to listen, I’d definitely recommend giving them a try. It made a bigger difference to my life than I can properly put into words. Reviewed on: 3rd March 2026

Easy and quick process

5
Easy and quick process, application was simple and decision was quickly communicated. Reviewed on: 3rd March 2026

Amazing helpful staff

5
Excellent service, staff are always willing to help nothing is ever an issue. Reviewed on: 3rd March 2026

Quick and easy

5
Quick and easy process; good rates and excellent service Reviewed on: 3rd March 2026

Great company, easy to apply and great service.

5
Great company, easy to apply and great service. Once applied received payment promptly. Reviewed on: 3rd March 2026

Quick and easy application, quick response time, fri...

5
Quick and easy application, quick response time, friendly and straight forward finance options. Reviewed on: 3rd March 2026

Brilliant company

5
Updraft were very professional and friendly, they made the process uncomplicated. Their customer service is excellent. Reviewed on: 3rd March 2026

First Class service

5
First class service from start to finish. Reviewed on: 3rd March 2026

Easy process with a very fast turnaround

5
Easy process with a very fast turnaround. They took away a lot of stress and it was so simple to get started and apply. This is now my second loan with them and I know where to come should I need more in future. Reviewed on: 3rd March 2026

Helped with exactly what I needed

5
Helped with exactly what I needed Reviewed on: 3rd March 2026