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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,098 reviews, last reviewed 2nd Oct 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and quick payment. Great service and quick payment. And good repayment setup Reviewed on: 2nd October 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11098)

Really good!

5
Really good! Liked it was easy to get loan Reviewed on: 25th February 2026
Sam o's avatar
Sam o

Simple, tidy, transparent! Thank you Updraft!

5
Whole process of acquiring the loan was super simple. The user interface on the app is very easy to navigate aswell, and customer service have made it abundantly clear how to get in contact with them if needed Reviewed on: 25th February 2026
L's avatar
L

Quick and Easy

5
My experience has been so easy, from the start, quick application process and then funds released very quickly. I decided to consolidate some finances and it’s made a huge difference to me Reviewed on: 25th February 2026
Michelle 's avatar
Michelle

Would recommend any day anytime

5
I needed to clear some credit balance so I don’t accumulate interest on there. With updraft I was able to do so with consistent monthly payments to clear out these debts. Very competitive rates and easy to use the application. Customer service was very good as well when I needed assistance with my updraft loan. Reviewed on: 25th February 2026
Toju Oritsemeyiwa's avatar
Toju Oritsemeyiwa

Good company

4
Good company, at little hard to deal with on the customer service as limited hours and an online chat is hard to get a hold of answers. Part from that the company is very good and would be deserved Reviewed on: 25th February 2026
Stephen 's avatar
Stephen

Slick, efficient and easy to use / navigate.

5
Slick, efficient and easy to use / navigate. Reviewed on: 25th February 2026
Richard 's avatar
Richard

Excellent service

5
The process was quick and easy, communication was clear throughout, and I received a fast decision. The loan terms were well explained and felt fair, making the whole experience smooth and reassuring. Reviewed on: 25th February 2026
Donemore Manhiri's avatar
Donemore Manhiri

Easy to set up and receive the cash, reduces my outg...

5
Easy to set up and receive the cash, reduces my outgoings and gives me more money in my pocket and I know when the loan will be cleared where as with my card I’m not sure if I would ever clear it Reviewed on: 25th February 2026
Nigel Voden's avatar
Nigel Voden

Straight forward No fuss No Hustle took less than 5...

5
Straight forward No fuss No Hustle took less than 5 minute to get an offer reasonably tailored around my needs this is how banking should be ..! You can’t expect this much reasonable approach to ordinary people from a high street bankers ..! Reviewed on: 25th February 2026
KUMA's avatar
KUMA

Easy to apply and good communication.

5
Easy to apply and good communication. Recommended Reviewed on: 25th February 2026
James's avatar
James

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