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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,098 reviews, last reviewed 2nd Oct 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and quick payment. Great service and quick payment. And good repayment setup Reviewed on: 2nd October 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11098)

Good loan provider

5
Always fair when deciding to give a loan, no problems, very helpful, good communication. Reviewed on: 25th February 2026
Charlotte 's avatar
Charlotte

Really helpful and thorough in getting me the right...

5
Really helpful and thorough in getting me the right product for my needs. Has reduced my monthly payments considerably and I now feel more in control of my finances Reviewed on: 25th February 2026
Graham F's avatar
Graham F

Helped me to dig out of a credit card debt hole

5
It's been really beneficially to me financially to use up draft, It was easy and seemless to apply for the loan and to receive it. The installments are much cheaper than my credit cards so its saved me a lot of money. It looks like a lot of interest when you look to take it out, but when you compare it to your credit card, you make lots of savings. I'd definitely recommend. Reviewed on: 25th February 2026
Kat W's avatar
Kat W

Positive and easy

5
Very easy to sort it all out and was able to tailor it to suit me. Everything was fully explained to me and I understood it all. Was a very positive experience. Reviewed on: 25th February 2026
Benjamin C's avatar
Benjamin C

Always been great and given good rates

5
Always been great and given good rates Reviewed on: 25th February 2026
Jack Latham's avatar
Jack Latham

Great company

5
Updraft were really good and helped me get a loan, lifesavers! Reviewed on: 25th February 2026
Robert Dogaru's avatar
Robert Dogaru

Quick turnaround.

5
Quick turnaround. Kept me updated on loan application all the way and fast payout Reviewed on: 25th February 2026
Toireasa M's avatar
Toireasa M

Rates and credit wildly differ from adverts

3
Rates and credit wildly differ from adverts Reviewed on: 25th February 2026
Ben A's avatar
Ben A

They see you as an individual and not a credit rating.

5
I have had two loans from updraft, and they are brilliant. They don’t charge ridiculous amounts, they look at your circumstances individually and not just your credit rating. They have really got me out of deep holes with my finances, easy communication and very reasonable repayments. Reviewed on: 25th February 2026
Charlotte B's avatar
Charlotte B

Applied for a loan so I can collate my debt into 1 p...

5
Applied for a loan so I can collate my debt into 1 payment, got approved and paid off all my credit cards and a couple loans. I feel much better about my situation now and a weight lifted off my shoulders. Reviewed on: 25th February 2026
Max C's avatar
Max C

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