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Updraft: Personal Loan reviews

4.96
Based on 10,793 reviews, last reviewed 26th Mar 2026
358500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great lender fast process and easy to stick to payme... Great lender fast process and easy to stick to payments Reviewed on: 26th March 2026
Tafadzwa n's avatar
Tafadzwa n

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10793)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Good experience

5
Good experience, understand the market value in offering higher interest rates that are below credit cards but higher than high street loans. Reviewed on: 25th February 2026

Great service

5
Getting a loan was quick and easy. Communication is excellent. Reviewed on: 25th February 2026

Great product, great service!

5
Easy online application for my initial loan, with great support from both AI (I think) and agents. Money not paid immediately but in reasonable time. Also had the option to pay direct to creditors, which I didn’t use but is helpful. After that, Updraft reached out when I was preapproved for further loans and helped me clear other more expensive debt when I otherwise wouldn’t have. Great product and easy communication, thanks! Reviewed on: 25th February 2026

Quick process, easy to understand and to keep paymen...

5
Quick process, easy to understand and to keep payments up to date Reviewed on: 25th February 2026

quick and easy process

5
Really quick and easy process and love how you can pay off at anytime very supportive Reviewed on: 25th February 2026

Excellent customer service, everything explained

5
Excellent customer service, everything explained Reviewed on: 25th February 2026

Always been great and app is user friendly!

5
Always been great and app is user friendly! Reviewed on: 25th February 2026

So easy to apply.

5
So easy to apply. Got the money I needed at a great rate. Very thankful. Reviewed on: 25th February 2026

Had a few loans with updraft.

5
Had a few loans with updraft. Cant fault them at all. Really good at communicating and the loans have also been reasonable. Reviewed on: 25th February 2026

Simple discret and great.

5
Simple discret and great. Not sure i could have asked anything else of them Reviewed on: 25th February 2026