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Updraft: Personal Loan reviews

4.96
Based on 10,751 reviews, last reviewed 22nd Mar 2026
354400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Quick and seamless application and payout Quick and seamless application and payout Reviewed on: 22nd March 2026
Susan b's avatar
Susan b

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10751)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Personal loan with a personal touch

5
Personal loan that they provided have a personal touch, helpful in many difficult times Reviewed on: 25th February 2026

Good for emergencies and poor credit

5
Good for emergencies and poor credit Reviewed on: 25th February 2026

Easy to get details and a very quick turn around, no...

5
Easy to get details and a very quick turn around, not left waiting around and very clear about each stage of the process with an easy to use interface Reviewed on: 25th February 2026

Simple process, excellent underwriting and quick dec...

5
Simple process, excellent underwriting and quick decision. Reviewed on: 25th February 2026

Helpful Service

5
Really easy service to use, super friendly and very helpful. They're also very quick to get back to you. Reviewed on: 25th February 2026

APPLICATION SUCCESS

5
When I applied to Updraft for a loan, i found the process very quick and efficient. I loved being able to taylor the repayments to suit my budget. Great company. Would definitely recommend. Reviewed on: 25th February 2026

Worth the time

5
I applied and the process was fast anexplanitoryd Reviewed on: 25th February 2026

Helped me out with loans when no one else would, fas...

5
Helped me out with loans when no one else would, fast, simple and efficient, very helpful and easy to process Reviewed on: 25th February 2026

Excellent service, quick and helpful

5
Excellent service, quick and helpful Reviewed on: 25th February 2026

Updraft helped me when no one else did.

5
Updraft helped me when no one else did...This means the world to me. Reviewed on: 25th February 2026