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Updraft: Personal Loan reviews

4.96
Based on 10,798 reviews, last reviewed 27th Mar 2026
359000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Great service Really fair and great advice for applying for a personal loan. Helps put the mind at ease and navigating personal dept. This has helped me get back on... Read more Reviewed on: 27th March 2026
Florence H's avatar
Florence H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10798)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Good rates and helped me at a real time off need whe...

5
Good rates and helped me at a real time off need when most companies would accept my application Reviewed on: 25th February 2026

Smooth process, everything has gone really well

5
Smooth process, everything has gone really well Reviewed on: 25th February 2026

Easy to apply and quick response

5
Easy to apply and quick response Reviewed on: 25th February 2026

Really easy process, everything was clear and easy t...

5
Really easy process, everything was clear and easy to understand. Managed to clear my uni overdraft and credit card in one go, which has been so helpful Reviewed on: 25th February 2026

Good service

5
Great service was very easy and fast in transferring the money Reviewed on: 25th February 2026

I’ve used updraft for many years now to consolidate...

5
I’ve used updraft for many years now to consolidate my credit use from university. They helped me manage to get my debts down a substantial amount with affordable monthly payments. They are really easy to contact, the app is very user friendly and you can make extra payments to reduce the monthly cost if necessary. Reviewed on: 25th February 2026

Easy access and quick service provided me with funds...

5
Easy access and quick service provided me with funds required with no hassle Reviewed on: 25th February 2026

Personal loan with a personal touch

5
Personal loan that they provided have a personal touch, helpful in many difficult times Reviewed on: 25th February 2026

Good for emergencies and poor credit

5
Good for emergencies and poor credit Reviewed on: 25th February 2026

Easy to get details and a very quick turn around, no...

5
Easy to get details and a very quick turn around, not left waiting around and very clear about each stage of the process with an easy to use interface Reviewed on: 25th February 2026